Five Free Genealogy Websites for Frugal Genealogists

Genealogy research will require you to invest a lot of time. This doesn’t always mean that you have to invest a lot of money in order to work on your family tree! There are several genealogy websites that you can use for free. Here are five free genealogy websites that a frugal genealogist will want to check out. FamilySearch is one of the most popular genealogy websites. This is a non-profit website that is run by The Church of Jesus Christ of Latter-Day Saints. All genealogists are welcome to use the resources on FamilySearch no matter what their personal religious … Continue reading

Do You Know How to Read Your Credit Report?

Since I realized that I have been allowing myself to keep the big picture of my finances obscured by a sort of fog, I have been taking steps in the direction of learning about what my finances actually look like. Today, I thought that I would just go online and take a look at my credit reports to see what was in them. The reports are written in English, but after looking at them for about ten minutes I realized that I have to educate myself about how to read a credit report before I can actually make sense out … Continue reading

UCSSB Battles to Further Reduce Insurance Coverage

The USCCB is organizing with Evangelical Christian groups, and other religious groups, to continue the battle against health insurance coverage. Their goal is to allow all businesses, (religious or not), to be allowed to opt-out of covering anything that the business owner has a religious or moral objection to in the health insurance plans that are offered to employees. The United States Conference of Catholic Bishops is making plans to work with evangelical Christians, and other religious groups, on a public relations campaign. They want to create television and radio ads, and are interested in using social media on the … Continue reading

Kids and Money – What and When

One of the most valuable things that a parent can do is teach their children about money. If children are raised to understand how money works, they are likely to grow into financially aware adults who are able to make good financial decisions for themselves and their families. Of course, the big question is when to begin teaching them and what to teach them at each age and stage of their development. The earliest form of financial education for children happens without you even necessarily realizing that you are doing it. Children are very observant, and they see and hear … Continue reading

Talking Money With Your Honey

Did you know that money is the most common cause of disagreement among couples? Whether a couple is rich or poor does not matter, disagreements about money are common among couples from all points on the economic spectrum. It’s no wonder, then, that many couples avoid discussing finances at all costs. What if you knew that discussing your finances together could actually improve your relationship, if you went about it the right way? You would probably be more inclined to give it a try. Tackling the tricky area of finance as a team can actually strengthen your relationship and keep … Continue reading

The Supervising / Enforcing Personality Type

The “Supervising / Enforcing” Personality Type, or the ESTJ personality type, describes a person who is an Extrovert (E), who perceives the world through Sensing (S), who relies on Thinking (T) to problem solve and make decisions, and who views the world from the vantage point of Judgement (J). If you are an extrovert, you enjoy interacting with the outside world around you, as well as the people in it. You thrive from this interaction, and very much prefer it to being alone with your own thoughts. You like to use your five senses to identify what the facts of … Continue reading

Obtaining Guardianship for My Autistic Son

Now that my son Kyle is sixteen, his IEP meetings are rather routine. While I talk with his teacher and therapists, Kyle roves about the room, smiling, and making occasional comments. At his most recent meeting we discussed his progress—how he’s been improving his eye contact and social behaviors, how he loves to cook, and how he can balance a simple checkbook. We excitedly congratulated him on his first public speech—which he gave in his communications class in front of typical students. Before his speech day, we had written the text of the speech together, and he was able to … Continue reading

Opposites, But Not

Recently, Lyn wrote an article about opposites attracting and wondered if they can live happily ever after. She pointed out the challenges that such a pairing can create. But not all is as it seems in the world of opposites… We All Have Our Differences To some extent, every relationship has opposite qualities. Some are just more obvious than others. A true opposites attracting match that comes to mind is Dharma & Greg. I wasn’t a big fan of the show when it was on, but I watched it every now and then. She was a free spirited, fun loving, … Continue reading

Your Beliefs and How They Can Make You Unhappy (2)

Ever wondered why some people are happier than others? Most of us tend to put it down to the fact that these happy people have more money, better jobs, better behaved children, no children, close family, etc, etc. Sure, these factors do play a huge part in how happy a person has the potential to be. But they are not the controlling factor. It is what we believe about ourselves and the world we live it that largely determines how happy or otherwise our lives are. We have all heard the stories of the wealthy yet unhappy socialites, so it … Continue reading

Are You Interested in a Relevant Business?

Perhaps this sounds a little off-putting, after all some of us are getting pretty tired of being politically correct. However, there is also growing interest in how to make ethics, values, and business merge more here in the West and I think that small business have more flexibility and can be more value-driven so as to make this even more of a consideration. Some of us even start our businesses BECAUSE we want to have more of an influence and be able to feel like our work is “relevant”—particularly relevancy in a social context. So, what does it mean to … Continue reading