Search Results for: blog your money or your life

Ways to Help Your Child Understand Business

Do your children understand the value of a dollar? Many kids do not. There are things that parents can do to help their children, and teenagers, to get a basic grasp of money. They can also learn a little bit about business. Forbes has a really interesting article titled “13 Ways to Help Your Children Understand Business”. It was written by Dan Matthews, and posted on May 30, 2014. He gathered tips that will help parents to encourage their kids to become interested in finance and business. Each tip came from someone who is involved in business. One of those … Continue reading →

6 Steps to a Simple, Nonmaterialistic Life

Six easy steps you can take, starting today, to live a more simple and debt-free life  Live Below Your Means Did you know that the average American spends $1.25 for each dollar he or she actually earns? Scary isn’ it? We live in a culture where living above your means is so normal, so casual, that we don’t even realize it. Create a budget and aim to live below your means, not above. Value Usefulness Over Status The clothes we choose, the cars we drive, the homes we live in and the electronics we carry sometimes are often purchased for … Continue reading →

Invest Your Time Wisely

“Time is money” is an old saying that is meant to convey the urgency of rushing ahead because any time wasted could be time spent earning money. Many times in our frugal lifestyles, we trade off time in order to save money, such as cooking from scratch instead of going through the fast food line, taking out the time to create a grocery list and clip coupons before shopping, etc. Most of the time these are good choices and have a secondary benefit. The time I spend hanging laundry means saves some money, but it also means that my kids … Continue reading →

Think Positively and Save Money

Thinking positively can help you save money. When you focus on the blessings in your life rather than on the things you don’t feel that you can afford, you will naturally be happier and require less of the material things. Also, thinking positively may help you figure out creative solutions the next time you feel as though you need to acquire something expensive. We do our best thinking when we are in a positive emotional state. Here are some ways that you can think positively about being frugal and consequently save money. Have goals and imagine how your life will … Continue reading →

Teaching Money to Kids

At a Glance: Product:  Family Mint Money Management Certification Program Ages:  10 and up.  You can begin as early as 6 year old if you use the website as well. Use:  A family tool to teach children to how to handle money properly to ensure a secure financial future. Duration:  2 months Homeschool Method:  Any.  The program includes online resources and a workbook.  If you prefer the workbook only it is all inclusive and no internet needed. Cost:  $29.99 as a special introductory offer for the 60 page workbook plus a lifetime subscription to FamilyMint Premium and online only for $24.99 a year … Continue reading →

A Child’s Self Esteem and the Frugal Life

My daughter came home the other day from a doll playdate. The girls all brought their 18-inch dolls, you know the American Girl Doll kind. My daughter does have a real American Girl Doll, given to her on her birthday after more than four years on her wish list and some creative saving. She is fond of that doll, and has never once complained about the fact that it is her only one (it is not unusual for her peers to have three or four of these dolls as well as all of the accessories). She did complain though that … Continue reading →

Making Money When You Are Already Too Busy

These days, many of us need to find ways to make some extra money. Figuring out how to fit that in when we already have families and jobs (in the home or outside of it) to fulfill  can be tough. How do we find the time to make money when we are already so busy? Combining Jobs When I got a call last week asking if I would babysit for our church’s Women’s Bible Study that takes place one morning a week I readily agreed. While the money isn’t much, it allowed me to take my youngest child with me, … Continue reading →

Organize Your Stockpile by Becoming a Shelf Life Expert

I’m always on the look out for good stock up opportunities. When something goes on sale, can be “purchased” for free with coupons, or is on a deep clearance, I instantly calculate how much of that item should come home with me. It is important to know how much, logically, you should stockpile of a particular item or category of items. For example: how many jars of peanut butter should be in your pantry  right now until the next great low price? How many boxes of pasta, packages of toilet paper or bottles of shampoo? it all depends on the … Continue reading →

De-Cluttering Our House Has Lead to Saving Money

One of the lovely consequences of doing a huge de-clutter of our home and living with less is that we are actually saving more money! That is right, there is more money at the end of each month, despite rising food and gas prices. How is this possible? Well, analyzing things lately, here are some of the contributing factors and the connections that I can see from our budget since we have been de-cluttering, including some things that will be with us long-term. Bigger Tax Refund All of the donations that we made were itemized and served as charitable deductions, … Continue reading →

5 Frugal Practices That May Be Costing You Money

Sometimes even the best intentions to save money fail. Are you losing money while trying to be frugal? Here are five frugal practices that may be costing you money. • Stockpiling Do you still have cans of vegetables from 2001? Have the breadcrumbs gone stale? Stockpiling is a great way to save money and to be prepared for rising prices, but when you have half a pantry full of expired food then stockpiling is costing you money. To solve this problem, don’t give up on the stockpiling, just get a little more organized. Rotate your pantry items and keep track … Continue reading →