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Things to Know About Preschoolers and YouTube Videos

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Your preschooler may have developed an interest in YouTube videos. There are some videos out there that were created for young children to view. The majority of YouTube, however, is not intended for young children. Here are some things that parents need to know about preschoolers and YouTube videos. Limit Screen Time The American Academy of Pediatrics (AAP) recommends that television and other entertainment media should be avoided for infants and children under age 2. They also recommend that children and teens should engage with entertainment media for no more than two hours per day – and that the media … Continue reading →

Debt and Marriage: How It is Tough to Love When You Owe

Many couples enter into a marriage with debt already in hand. Others accumulate debt together. Either way, nurturing a loving relationship can be hard when debt is hanging over your head. In fact, according to a study by Jeffrey Dew at Utah State University, couples who reported disagreeing about finance once a week were over 30 percent more likely to get divorced than couples who reported disagreeing about finances only a few times a month. Another inference can be made from this study: there is a whole lot of disagreement about money out there. Debt is a source of contention. … Continue reading →

Europe for Less

If your bucket list includes a trip to Europe, now is the time to make your dream a reality.  A number of reputable European hotels are offering deep discounts just in time for the busy summer travel season.  According to popular travel aggregate sites, such as Expedia and Hotwire, several five-star properties are slashing prices to entice visitors to spend part of the summer across the Pond.  Lodgings in some European cities are going for less than $100 per night. Among the most amazing deals are properties in Berlin, a city that has added more than 3,000 new hotel rooms … Continue reading →

Five Steps that Will Help You Go on A Spending Break

If you have an unexpected bill, want to take care of a new purchase with cash, build up an emergency fund or just get closer to paying off your overall debt, you might want to consider going on a spending break. How much extra money you accumulate will depend on what you normally spend in any given time period plus how long you decide to stay on your spending break. Saving $500 this month is not unthinkable for most families. Before you get started with a spending break, you’ll need to have a plan to ensure the best success and … Continue reading →

Cheap Laughs

How do you tell the difference between a chili bean and a green bean? The chilly one wears a jacket. Yes, it’s a barrel of laughs around here. My 8-year-old is currently obsessed with jokes, riddles and all things comical.  Her timing and delivery has improved dramatically since her preschool days when she used to give away the punch line at the beginning of the joke. It just goes to prove that you don’t have to spend a ton of money in order to get a good laugh.  There are all sorts of cheap ways you can giggle and guffaw … Continue reading →

Are You Shopping at the Right Grocery Store? Four Steps to Save 20 Percent or More

Choosing the right grocery store can save you 20 percent or more on groceries before using coupons. If you were buying a big ticket item, such as a television or a new washer and dryer, you would do some research and shop around, right? Since food tends to be the biggest general family expense after housing, it just makes sense to do your research before you step foot in your grocery store. Just spending $225 a week on your groceries, adds up to almost $12,000 a year!Imagine shaving close to $2,400 off of that total food bill, doing nothing other … Continue reading →

Benefits of Treadmills and Elliptical Exercisers

Going to the gym is not my thing.  And I always crack up whenever I drive past the clubs with the large windows, where you can see people walking on treadmills. For some reason, sweating seems like something that should be done in private.  But maybe that’s just me. At the same time, I’m not the type of person to fork out a lot of money on gym equipment.  Especially if there is the chance I won’t stick to it.  But a few years ago I made a worthwhile investment when I purchased a treadmill. Notice that I didn’t say … Continue reading →

Supplies for Seasonal Cleaning

I kicked off 2013 with a determination to conquer what I call a lost art in society, housekeeping.  My way of defining housekeeping is cleaning, repairs, decorating and organizing. January’s focus is on cleaning, which I blogged about the three main types of cleaning:  seasonal, deep and maintenance.  Last week I introduced you to a seasonal cleaning plan and today we are going to talk about the supplies you need. As a reminder, seasonal cleaning targets those areas inside and outside the home that you are likely to get to once-a-year.  Examples include washing windows and cleaning out the garage. … Continue reading →

Money Saving Meals for Busy Families

Busy families shouldn’t miss out on the savings just because they have little time to cook. Home cooked meals are one of the best ways to save on the food bill. With a little knowledge, you can spend very little to cook at home, no matter how hectic your life is. Here is how. Crockpot Recipes I’m convinced that the crockpot must have been invented by a busy mom. If you don’t have this little appliance, run out right now and get one. Don’t worry about the expense. You can pick your first one up for a few dollars at … Continue reading →

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →