Search Results for: blog ways to save stocks

Ways to Save: Investing in Real Estate

Thinking of a retirement fund? Would property do the trick? Those of us who do not have a pension from work need to be pretty creative in planning our retirement. One of the ways to be creative in the long term is investing in property. Now, if you own your own home that may be an investment. As you age, you might decide to move and then you can sell your home, hopefully for much, much more than you invested in it in the first place. You can save that money and use a little bit of it for an … Continue reading →

Ways to Save: Stocks

Playing the stock market sounds very dangerous to many people. For others, it’s simply a way of life. But is it a good way to make or save money? Well, this is certainly a higher-risk area to invest in than bonds, that’s for sure. If you want to learn about the stock market, begin by doing some research before you actually begin to invest. What areas interest you the most? What are the established companies in that area, and what are their track records? What are the emerging companies or products in that area, and how well do you think … Continue reading →

Ways to Save: Low Risk Mutual Funds

Are you looking for a way to save that is relatively low risk but will usually result in a small and steady gain over time? Low-risk mutual funds might be for you. What is a mutual fund? Many of those new to investing get worried about buying stocks. Aren’t stocks risky? Well, it depends on what you buy and how you buy them. Mutual funds invest a lot of money in stocks, but this money is pooled from many, many investors. This means that you have your money invested in a very small amount of many different stocks. It also … Continue reading →

Financial Preparedness Advice from Money Bloggers

One important part of preparing for the future is having your finances in order. The money blog here at families.com is a great resource for learning to budget your money, save, invest, and get out of debt. Here are some great articles to read that will help you be financially prepared for whatever life has to offer: Preparing for death: Writing Down Your Wishes Everyone should have a will, especially those with children or those married with children from a previous relationship. The Basics of Estate Planning For more information on starting a will or trust, read this article. Getting … Continue reading →

Gift-giving This Holiday Season

I hate to say it, but it’s true. Halloween is next week, and the minute those orange pumpkins go on clearance, up come the Christmas decorations. I have to say, it weirds me out every November 1st to get in the car, flip on the radio, and hear Christmas carols. Really? On November 1st? The point is, the holiday season is bearing down on us, and we might be wondering what to get for a specific individual. I’d like to make some suggestions revolving around money. No, I’m not talking about putting a twenty in an envelope and handing it … Continue reading →

Lottery for Saving

Would you rather save or spend? When you dream about winning the lottery, is your first thought about how you’re going to save or invest the money? I’m sure I’m the norm; I know how I’d spend the money. I don’t want a lot, though. I want to pay our debt, buy a bigger car, and hire a maid. Yes, I’d save, but I’d spend first. We need to spend less than we have coming in. Having a healthy savings account in addition to an emergency fund is good financial planning. Is having money in the bank its own reward? … Continue reading →

Investing Business Profit

Many of us have such small home businesses that any money we net after expenses goes directly into the family coffers. As a matter of fact, it may be hard to imagine that your home business will ever be so successful that you will make MORE money than you can spend on a monthly or annual basis. This may happen, however, and when it does, you will have to decide what to do with the excess profit. Do you save it? Invest it back into the business? Or do you invest the profit in other ways and work to grow … Continue reading →

Extra Money from the Government

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Between our tax returns and the additional stimulation package, many of us will be receiving some extra money from our government this month. What should you do with this financial windfall? In terms of the economy, the government hopes you will spend this money. Still, even if you invest it in stocks that should also help the economy. How should you decide what to do? Whenever you receive a bonus amount of money, that is both unexpected and not part of your budget, it can be a time to make financial amends. Some good examples of ways to use this … Continue reading →

What Will You Do with Your Tax Rebate?

All over the news is a proposed economic stimulus that would come in the form of a tax rebate for Americans. The rebate, if it is confirmed, could provide married couples $1,200 or more, plus another $300 per child. (Singles would receive $600.) The tax rebate check is intended to get Americans to spend the money out in the retail world, to boost the economy and provide more jobs. The rebate is a bit of “found” money that many may spend on items for themselves or their homes, such as high definition televisions, gaming systems, new clothes, home improvement, etc. … Continue reading →

Take Advantage of Automatic Savings Plans

Most of us are weaklings when it comes to money. There are so many fun things to buy and interesting ways to spend. How can we keep on track? The simplest way to ensure you actually save for the future is to use automatic savings plans. There are many ways to pay yourself first. Systematic investing through automatic accounts help you stay on track with your long term goals. One method of automatic saving is through your own bank. You can arrange to have an specific dollar amount withdrawn from your checking account each month, much like paying a bill. … Continue reading →