Search Results for: blog ways to save online accounts

Where to Start Your Family’s Genealogy Blog

Are you considering starting your own, personal, genealogy blog for your family? One of the first things you need to decide is where that blog is going to go. Fortunately, there are several simple online resources that can help you get started. Here are a few good ones to choose from. You’re ready to make a genealogy blog. The first thing you are going to need to do is figure out where online you want that blog to be. Here are some options to choose from. One of the easiest ways to make a genealogy blog is to go with … Continue reading →

How to Save on Banking Fees

It is a bit of a pet peeve of mine that banks charge so many fees for the privilege of lending out your money. Interest rates on savings accounts don’t justify all of those extra fees for checking accounts, either. Fortunately, there are some ways to get those fees eliminated altogether and save more of your own money. Penalty Fees If you aren’t careful, penalty fees can add up, and in many cases, the interest on those fees compounds, making things even worse. Consider what happens if you find yourself writing a check when your deposit hasn’t been recorded into … Continue reading →

Ways to Save: Online Accounts

Over the next few weeks, I’ll be taking a look at ways to save your money. Back to school, Halloween, Thanksgiving and Christmas all come in the fall and winter season, which means that saving is often the last thing on our minds. All the more reason to think about it! I’ll start with one of my personal simple favorites: the online savings account. An online account with ING or another bank is not necessarily your everyday banking solution. It’s connected to a bricks-and-mortar bank account in your own community, most likely. However, these accounts are generally no fee and … Continue reading →

Financial Preparedness Advice from Money Bloggers

One important part of preparing for the future is having your finances in order. The money blog here at families.com is a great resource for learning to budget your money, save, invest, and get out of debt. Here are some great articles to read that will help you be financially prepared for whatever life has to offer: Preparing for death: Writing Down Your Wishes Everyone should have a will, especially those with children or those married with children from a previous relationship. The Basics of Estate Planning For more information on starting a will or trust, read this article. Getting … Continue reading →

The Difference Between Saving and Investing: An Important Distinction for Kids to Learn

You can save or you can invest. It is a distinction that many adults struggle with as a concept. How then can kids understand the difference, and why is it so important? Most kids who are introduced to the concepts of money tend to be conservative. They like to hoard as much of their money as they can and save up for things. That is a great phase that can be utilized by parents, caregivers and teachers to teach the value and the responsibility of money. Unfortunately, most kids do not get any instruction past those initial lessons. Many experts … Continue reading →

Spring Cleaning The Files

In the middle of all this spring cleaning don’t forget your home office and all the paperwork that accumulates in there. I try to clean my files at tax time, save what I need and purge what I don’t. Even with the best of intentions the filing cabinet is still busting at the seams before I know it. To really clean things out and get a handle on the paper mess you should have a good shredder and a fireproof box. A bank safety deposit box is great for storing important documents but you can’t always get to them when … Continue reading →

Saving on a Student Spring Fling

Next week, the colleges in our area begin spring break. When I was attending the University of Wisconsin-Madison, I was fortunate enough to partake in four incredible spring breaks, including an especially memorable road trip to California where my then-boyfriend and I skied in Tahoe during the first half of the week and sunned ourselves on the shores of Pebble Beach the next half. Ah, sweet, innocent youth. These days college co-eds have access to a plethora of money-saving spring break options, thanks in large part to the explosion of social media. In the world of Facebook, Twitter and other … Continue reading →

Time to Oursource Social Media?

Like it or not social media is here to stay. Most companies have a Facebook page and most Tweet daily. It is a personal way to connect with customers. Customers have multiple ways to be involved with company promotions, suggestions and complaints. Companies have a way of putting their brand in front of their customers on a daily basis. We all love social media for the convenience, opportunity, and the interaction with friends, clients and family. It can be the fastest way to spread word of mouth advertising. Yet, the only way to be successful in the area of social … Continue reading →

Certificates of Deposit

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Interest rates are not good right now. When I opened an ING savings account years ago, it had the best interest rates around for a basic savings account. That account earns very little now, while it’s still at a better rate. More recently I opened an ING Electric Orange checking account. This checking account earns a little bit of interest, which is a nice bonus. I’m using the account mostly for storage, but I need more access to the funds than a savings account affords. If I really wanted to get a better interest rate, I’d open a certificate of … Continue reading →

The PayPal Debit Card

Many of us are familiar with PayPal. It’s a website that facilitates sending money through the Internet in a safe way. Many online stores use it, as do private merchants. It’s also a handy way to send birthday money or wedding gifts. I’ve been a member of PayPal for a number of years, and appreciate its service. I have to admit, though, that I only just recently got the debit card you can get in conjunction with your account. And I love it. When someone sends you money through PayPal, it can take a little while to transfer those funds … Continue reading →