Ways to Save: Investing in Real Estate

Thinking of a retirement fund? Would property do the trick? Those of us who do not have a pension from work need to be pretty creative in planning our retirement. One of the ways to be creative in the long term is investing in property. Now, if you own your own home that may be an investment. As you age, you might decide to move and then you can sell your home, hopefully for much, much more than you invested in it in the first place. You can save that money and use a little bit of it for an … Continue reading

Financial Preparedness Advice from Money Bloggers

One important part of preparing for the future is having your finances in order. The money blog here at families.com is a great resource for learning to budget your money, save, invest, and get out of debt. Here are some great articles to read that will help you be financially prepared for whatever life has to offer: Preparing for death: Writing Down Your Wishes Everyone should have a will, especially those with children or those married with children from a previous relationship. The Basics of Estate Planning For more information on starting a will or trust, read this article. Getting … Continue reading

Gift-giving This Holiday Season

I hate to say it, but it’s true. Halloween is next week, and the minute those orange pumpkins go on clearance, up come the Christmas decorations. I have to say, it weirds me out every November 1st to get in the car, flip on the radio, and hear Christmas carols. Really? On November 1st? The point is, the holiday season is bearing down on us, and we might be wondering what to get for a specific individual. I’d like to make some suggestions revolving around money. No, I’m not talking about putting a twenty in an envelope and handing it … Continue reading

Money Attitudes: Secrets of the Millionaire Mind

Occasionally I read books about money. Usually these are books about how to save pennies, like The Dollar Stretcher. Sometimes these books are about how to live a simple life. Occasionally these books are about investing. T. Harv Eker’s Secrets of the Millionaire Mind is really none of these things. I found it on the bookshelf during one of my annual Christmas purges of unused stuff. I decided that it would be worth a read before it went to the thrift store. The Millionaire Mind is about how your attitudes towards money affect the way you spend money – and … Continue reading

Starter Homes

Was your first home a starter home? Are you currently in or currently considering the purchase of a starter home? It’s a great idea for many couples or families just starting out. It gives you the benefit of having those monthly payments go toward something instead of throwing rent money out the window. That’s the first obvious benefit. Another benefit is the ability to fix up the place inside and out, just the way you want it. You might also find that a starter home makes a good investment in some cases. If you purchase a home that needs some … Continue reading

The Twenty Biggest Wastes of Your Money

There are ways to save money, and there are ways to waste money. This list of twenty of the biggest money wasters was compiled from various sources, but one thing remains the same. Cut these out of your everyday life and you will find yourself with money that you just didn’t have before. These are the top twenty biggest money wasters. These are the things that people sell you or you put your hard earned cash into, that just don’t have a payoff in any way shape or form at the end. Lotteries – Playing the lottery is one of … Continue reading