Funding Your Education as a Single Parent

Many single parents would do anything to be able to go back to school and finish their education. But it may not seem feasible. College is expensive and unfortunately tuition prices seem to constantly be on the rise, making it more and more of a challenge for people to finance their education, let alone single parents. If you are a single parent, chances are money is tight. Even with child support payments, it never seems to cover everything. Kids are expensive; whatever money you do have goes to meeting their everyday needs. If you are like most of us, there … Continue reading

Rural Living Money Saving Tips

If you live in the country you will be faced with different advantages and challenges in saving money. Let’s examine some of the most common. Take advantage of the following ways to save money with rural living: 1. Country living usually means more opportunity to live off the land. In this case, you can save money on food by having a garden or raising chickens. 2. Easier access to quality handmade goods. Whether you are crafty yourself or just live near a rural community, the opportunity to purchase and sell quality handcrafted items is plenty. With rural living offering farmer’s … Continue reading

Insurance 3-Steps for the Single, 20-Something, College Graduate

Watching our children grow up and become adults is one of the greatest parts of parenting. My oldest daughter graduated from Oregon State University with honors last month. I was in awe of the results of my labor, I doubt our children have any idea how proud we really are when they achieve the greatness we dreamed possible! I have written several Blogs about insurance for our older teenagers and young adults. The best advice I can offer is that you continue to insure your child until they are defined by the financial aide office as “independent.” This is usually … Continue reading

Student Loan Consolidation

You may want to consider student loan consolidation. This option can be a good one if you have a large amount of student loans. Since student loan rates vary you may consider doing this is to lock in the lower interest rates that are available. It is important to consider your options carefully before you make a choice. When you consolidate your loans you are locking in your interest rate. This is good if the interest rates continue to rise, but if the interest rates drop you have locked in the higher rate, and you will not be able to … Continue reading