Seven Ways to Save $1,000 for Your Emergency Fund

Dave Ramsey, financial guru who has helped so many families get out of debt, recommends that most of us start on the path to financial solvency by first saving up $1,000 toward an emergency fund. By having a solid emergency fund, we are less likely to go into debt, should the unexpected happen, such as the home furnace needing to be replaced, the car needing to be repaired, or the experience of a medical crisis. Saving that $1,000 is the first step of Ramsey’s overall get-out-of-debt plan. How can you save that much when there doesn’t seem to be any … Continue reading

Got Extra Stuff? Sell It Online

How is this for motivation to de-clutter your home? You could be sitting on $800 or more in items that you aren’t really using. Turn that clutter into cash with the following tips. Make More Money While there are other ways to sell your household items, such as garage sales and consignment stores, you’ll generally get the best prices on everything if you sell it all online. Sites such as Craigslist, eBay, Amazon and others allow you to sell your stuff yourself and keep all of the profit (although some sites do charge a very small fee). Buy selling online, … Continue reading

Wanted on Craigslist

Are you in need of something that you simply cannot find or afford to pay full cost for? Why not post your request in Craigslist’s “Wanted” section? The right person just may come along, read it and say to themselves, “hey, I have one of those that I have been meaning to get rid of”. The wanted section is a great feature in Craigslist. It enables the seeker the opportunity to obtain something that they want and need assistance getting. It offers the “giver or seller” the opportunity to unload something that they are looking to get rid of. They … Continue reading

How to Find Money Around the House

Let us say that the kids are begging for the latest DVD movie. Or, you would really enjoy being able to eat out once a week. Maybe there is a small unexpected bill that needs to be paid. You know, however, that these things simply aren’t in the budget. Well, guess what? You may be able to find the money you need right in your own home. No, this is not a scam for a reverse mortgage or selling your gold jewelry. Instead, it is just a guideline on ways that with a little bit of effort, you can find … Continue reading

Money Strategies That Worked in Our Marriage

Today I’ll tell you some ways we approached the money issue in marriage. Mick and I always worked out our finances together. There were no secrets, except for the ones around Christmas, anniversary or birthdays. The main thing is to work out a budget and stick to it. But each person should have a little mad money they didn’t have to explain. This can be spent on clothes, saved for gifts, or used for whatever. Shop less regularly for groceries. We grocery shop once a month. Unfortunately fruit and vegetables have to be more often but stick to only that. … Continue reading

The Ultimate Christmas Present for “Knight Rider” Fans

Is there anyone who watched the popular ’80s TV series “Knight Rider” and didn’t want to have a KITT car of their own? I remember watching the show as a kid with my brothers. During the commercial breaks my two oldest brothers would grab their own Hot Wheels vehicles and pretend the cars could talk just like the black 1984 Pontiac Trans Am that helped David Hasselhoff escape the bad guys on TV. If I were independently wealthy I would try to make my brothers’ boyhood dreams come true this Christmas by purchasing one of the original KITTs for them. … Continue reading

The Scrapbook Store Garage Sale Controversy

Many local scrapbook stores around the United States, plan and host garage sales a couple of times a year. Often there is one in the Spring and one in the Fall, but some will just do one in the Summer months. Does your scrapbook store do one? There has been a large amount of controversy surrounding garage sales hosted by scrapbook stores. Why? Because there is a strong belief by many that they lose a lot of money, and time when paying someone to sell their items. And then, in the same breath, there are a lot of people who … Continue reading

Have a Virtual Garage Sale

Want to make some extra cash? Why not host a virtual garage sale? There are many benefits to hosting a virtual garage sale compared to your average, normal, put everything out on the front law, type of sale. First of all, you won’t need to haul all of your stuff outside; second, you don’t have to worry about the weather; and third, you can take your time sorting and selling your items. A virtual garage sale may even give you a better monetary return for your stuff. What is a virtual garage sale? Well, basically, you showcase your stuff online … Continue reading

Solutions for A Frugal Weekend

I tried to have a frugal weekend, did you? Did you spend or save this weekend? Share your experiences at the end of this post! As usual, we tried to be very frugal this past weekend. Weekends are usually the tough days for frugality for my family. We are out running around doing errands, and the temptation to spend money can lead to some very non frugal choices. In fact, it is pretty easy to spend, spend, spend. But here are some of the spending opportunities that we experience along with out solutions. Some of the temptations on the weekend … Continue reading

Staying Safe At Your Garage Sale

Garage sales are a great way to eliminate your extra or unwanted items. It is a fast way to make some quick cash, but can be very time consuming, as well. Your safety and your families safety, should always be a primary concern, both before the sale, the day of the sale, and after the sale. To begin with, be sure that you understand your city ordinances and obtain any necessary permits before hand. Each city has different rules and regulations, when it comes to garage sales, and following them, will ensure a more supportive police department. Never have your … Continue reading