Search Results for: blog tips for teaching your kids how to use credit cards

Are Credit Cards Tools or Traps?

Many view credit cards as useful tools. They can help you get something that you want now, that you do not have the money for. Others view them as a way to get cash back, or earn points for prizes, vacations and flights. It is important to realize that with the convenience that credit cards offer, also cards are also dangerous. It is important to avoid charging your wants on your credit card. If you are paying for your wants with cash at the beginning of the month, but charging your groceries at the end, then you are still charging … Continue reading →

Protect your Card

Whether you actually hold a Gold Card or not, you should treat your credit card like gold. The flexibility a credit card allows could easily be turned against you. To save time, more businesses are processing credit card transactions with very little verification. If you have used your credit card at the gas pump recently, you will know what I mean. A machine is all that views the card – no signature is even required. Therefore, you need to be diligent in protecting this piece of your financial picture. The following tips will help you ensure your credit card remains … Continue reading →

Money Week in Review June 3-June 18

We have covered several topics in the last few weeks. There are a wide variety of articles available to help you. Favorite Money Savings Tips shares five easy ways to save money. This article covers everything from groceries to gas. You can learn to make the most of your credit cards in Negotiating Credit Card Rewards. Debbie offers some great tips to help you ear better rewards. Have You Considered Downsizing? discusses the changes that you may make in order to live comfortably both now and in the future. This article focuses on why you may change and specific areas … Continue reading →

Choosing the Right Credit Card

If you have considered taking out a credit card to build your credit. You need to make sure to use the card wisely and to pay off the bill in full every month. This will safely build your credit, and help you to avoid accumulating debt. However, not all credit cards are created equal. There are important things to consider when you are opening a credit card. 1) There is no reason to pay an annual fee for a credit card. You should be able to find a credit card available to you that will not charge you an annual … Continue reading →