The Value of Clarity & The Abuse of Laziness

As an instructor one of my primary goals is to be clear. I work very hard to be clear. I write long e-mails, give detailed handouts, and include bullet points and pictures. Sometimes this extra work pays off. Sometimes students read what I’ve taken the time to write and successfully answer their own questions, understand the assignment, follow the guidelines, and successfully complete the assignment. Sometimes, however, these students approach me with questions about the assignment. While this would not normally be a problem these students are asking questions that are already answered in the detailed handouts. This is something … Continue reading

Start Saving for your Kid’s College Education NOW!

I have a New Year’s resolution for you to start 2008 off right. Vow to begin a college savings plan for your kids and add as much or as little as you can each month starting next year and beyond. It doesn’t even matter if all you have to save is $25 a month or $1000. Save what you can and get started. The sooner you begin investing, the further your savings will go. The less money you have to set aside for your kids, the sooner you need to start. Money saved when your children are young… less than … Continue reading

Cut the Cost of College

Is college in your near future? Then start thinking about ways to cut your overall costs now. Half of the problem is saving for college, the other half is figuring out how to get the most education for your money. Consider some of these steps to cut the overall cost, without degrading the degree. 1. Junior or Community College Even if you only go one or two years the final cost of a junior college is far less, and often a better opportunity to learn. Transitioning from the smaller classes of high school to a large college can be stressful. … Continue reading

The True Value of College

When evaluating the decision to enroll in a college institution, whether it is for you or your child, the true value of the education must be considered. What is true value you may ask? It is basically an assessment of the long term value of the education vs. the actual cost of tuition. While certainly the college experience has value all on its own. It is also important to look at it purely from an economic view. Especially as the cost of tuition continues to rise, analyzing the actual value of a degree is an important financial process. Ultimately the … Continue reading

Should You Make Kids Save for College?

When my kids were younger, we had a rule that a percentage of their money needed to go into savings–this went for earned money, birthday and gift money and other money that came their way. Over the years, with two households and two separate sets of rules, that “savings plan” has come under attack and while saving is still stressed at Mom’s house–it isn’t necessarily the rule of the family any longer. I always admired families who had a “college fund” that the kids contributed to, and I’m definitely on board with teaching kids how to tithe and save. As … Continue reading

Teaching Your Children the True Value of a Dollar

One important thing to teach your children is how much things cost. This can be a difficult thing for children to grasp. They may not understand why there is not enough money at the end of the month for the new pair of jeans that they want. If they are young, they may want something as simple as a treat at the grocery store each, week, and not understand why you can not get it for them. As soon as you feel your children are old enough to begin to grasp the numbers, then you can sit down with them, … Continue reading

Major Stereotype Faux Pas by Sorority

I was a college student once and I will admit that we did some dumb things.  But, what could the members of the Penn State sorority Chi Omega have been thinking when they posed for a photos dressed as Mexicans?  And by dressed as, I mean they were wearing sombreros, fake moustaches (those that didn’t have fake moustaches posed with finger moustaches), panchos and perhaps most offensively, in one photo, two women were holding up signs that read “Will mow lawn for weed + beer” and “I don’t cut grass I smoke it.”  The photos were taken at the Chi … Continue reading

Are Student Loans Really Good Debt?

For as long as I can remember, I have heard people referring to student loans as “good debt”. I even believed it myself for a while, until I came to the end of my educational journey and stepped out into the real world. While I do not regret the years that I spent earning my J.D., I am certainly not a believer in this whole “student loans are good debt” concept any more. For the concept of “student loans are good debt” to work properly for an individual, a few things must happen. First of all, you must actually complete … Continue reading

A Muslim Mommy and a Mormon Mommy

When I moved back to Utah last year, I was eager to make new friends. That is because when I left Georgia where I was living for two years, I left behind a great group of girlfriends that I still miss everyday. Yes, I can keep in touch with them via facebook and the blogs, and phone, but it is just not the same. My ward was an older, more established ward with not a lot of young Moms. It was hard connecting with those few young Moms there were in the ward because we were only living there temporarily. … Continue reading

Teaching the Youth the Importance of Education

We are taught that while we can’t take any of our earthly possessions with us when we die, we can take our intelligence and our understanding with us as we progress past the veil. This knowledge has always inspired me to get a good education and to seek learning throughout my life. We recently watched the education segment of the church’s “Brand New Year” DVD with our youth, and I loved many of the aspects of the video. We watched and then talked about education, and I was really impressed with the way the video taught the youth about the … Continue reading