Search Results for: blog the phone call balance

Budgeting Apps for iPhone

It is that time again already, that time that comes around once every two years when my husband and I get to reevaluate the status of our cell phone plan and choose new phones. Of course, it is an exciting time but it is not all that exciting because it involves spending money. It is money that we must spend though because we have chosen to forego a land line and have just cell phones. We also do not have many options where we live for internet access – we could get it if we pay for a land line … Continue reading →

iPhone for Money Management

When Apple first introduced the iPhone I thought people were absolutely silly for waiting in line for a phone. Years later people again waited in line and preordered the iPhone 4, so I guess I’m still amazed. As much as I wanted an iPhone, I didn’t want one that badly. I wasn’t willing to pay the cost of the phone to begin with and certainly not until I was eligible for an upgrade. I got my opportunity this past February. I asked Santa for an iPhone for Christmas and then waited impatiently for an upgrade to become available. I had … Continue reading →

The Phone Call Balance

When I first starting dating my husband, he shocked me with what I thought was an unusual money strategy. Whenever he was about to spend money, he would just call his bank to see how much he had. That was how he knew if he had enough to buy something. What! I thought… no checkbook, no budget… who was this man? I couldn’t believe he had managed to function for years on his own with this method of money management. As the years have gone by and I have met and helped many people with their finances, I am surprised … Continue reading →

Substitute Teacher’s Corner: You Get the Call

One of the hardest things to cope with when you’re a sub is that you need to be up and ready to go every day by 7 whether you get a phone call or not. Part of the reason you need to be ready to go is that sometimes the school doesn’t call until 7:15 and if classes start at 7:45, you won’t have a lot of time to shower, eat breakfast, get dressed and get out the door. I’m fortunate that I can balance this need to get ready with my daughter’s schedule because her classes start every morning … Continue reading →

Keeping Things in Balance

I know this doesn’t seem like a terribly original topic, but since keeping life in balance can be such an overwhelming challenge, I thought I might bring it up here this morning. Running a home business introduces an incredibly tough element to keeping family life in balance. Now, instead of being able to obviously separate “work” and “family”–everything is all smushed together! Hours overlap, work becomes something done at the dining room table or curled up on the couch, and family sometimes becomes part of your extended staff. I was talking with a friend of mine this past week and … Continue reading →

Holding off the Creditor and Collection Calls

In debt and over your head? Make sure you open communication with all your creditors. Call them, write them and inform them that you will be paying them off, but that ou need extra time. The key is to initiate the phone call, don’t wait until they have to start calling you. One of the worst mistakes people in debt make is to stop answering the phone calls and ignore the warning collection letters. They start too late to work with the debt collectors. If creditors are calling you, arrange a time when you can talk – away from work … Continue reading →

The Let’s Talk Blog Top Ten – Reasons to Have a Large Sibling Age Gap

If you are thinking about conceiving a sibling child, chances are you’ve wondered what the best time to do it is. It’s not a bad idea to take into consideration the age gap between siblings, for reasons such as rivalry and how the kids will relate to each other. I asked a group of wise mothers, all of whom have different ranges of years between siblings, what they thought were the best reasons for having a LARGE sibling gap. Here’s a breakdown of what they told me: TEN: Helpy Helperton Otherwise known as “Can you play with Junior for a … Continue reading →

The Cell Phone Debate Continues

This is actually an old story. The New York City Public schools have been fighting with parents over banning the ‘desperately needed’ devices for a few years. However, recently the Board of Education has suggested a compromise. . .allowing the students to store their phones in a locker outside of the school. The locker would be designed specifically for cell phone storage. They’re so Convenient I actually see both sides of this issue pretty clearly. We are contemplating getting our own child some type of cell phone for her birthday. We would likely go with something specifically designed for a … Continue reading →

Do You Support A School Wide Cell Phone Ban?

Parents in New York City are up in arms over the recent enforcement of an old cell phone restriction in high schools. Many schools allow cell phones but restrict usage to certain areas or times of the day. New York City restricts the phones all together. The restriction was in place for a long time but was rarely enforced. Students routinely brought and used cell phones at school. However, now New York City’s Major Bloomberg spoke out in support of the use of portable scanners in schools to aide in finding unauthorized objects. Since then, cell phones have been confiscated … Continue reading →

Humility Starts at Home

When was the last time you asked for help? For some parents, putting pride aside to ask for or simply accept help is out of the question. What kind of message does this send the children of these moms and dads? Regardless of how much you may despise humbling yourself, the fact is everyone needs help at some point in their lives, be it financial, physical or emotional. No one is perfect; and asking for or accepting assistance doesn’t make you a loser. It’s a lesson a college student from New Jersey is trying to teach kids and their parents, … Continue reading →