What Does Credit Card Insurance Help With?

Today, my husband got a call from one of the companies that he has a credit card with. The credit card company was calling to let him know about some strange charges that were recently made. It turned out that someone else stole his credit card number, and ran up a fairly big bill. Would credit card insurance have helped us in this situation? It’s never a pleasant experience to have your credit card company call you, to ask about some suspicious charges that recently occurred on your credit card. In our case, what happened was that the credit card … Continue reading

The Fantasy of Credit

Back in the good ol’ days, there was no such thing as a credit card. The closest you could come was asking Mr. Barnes behind the counter if he could add your sugar and flour to your tab. This transaction was handled face to face. Mr. Barnes knew where you lived, and he also knew your circumstances. He knew when you’d be able to pay, and because you sat across from him in church every Sunday, you made sure you paid. Today, credit is as easy to get as falling off a log. In fact, it’s easier to find a … Continue reading

Meet Pets Blogger Extraordinaire Aimee Amodio: The Interview

Aimee’s dogs Moose and Lally You know her as Aimee Amodio (or maybe by her Families.com handle NewroticGirl). I know her as my fellow Pets blogger. But just how well do we really know the woman behind the myth? Or just how true an animal loving soul she possesses? We’re about to find out. Aimee had the fun idea of interviewing every author we know, including ourselves, about our pets and how they factor into our writing lives. I thought it was a brilliant idea and hopped right on board to interview this prolific fellow animal-loving blogger who I so … Continue reading

The Fantasy Child (Part 5)

Adopting an older child is differet than giving birth or adopting a newborn. Everyone involved in the creation of the new family has had time to daydream and think about their personal expectations. But, what can be done to help an adoptive family avoid the disappointment of things not living up to their expectations? Transition and becoming a new family is hard for everyone involved. But, parents have to be parents and take charge of the things they can control. As adults we can’t let our daydreams and imagination get in the way. It is exciting to dream but, we … Continue reading

The Fantasy Child, or In This Case, The Fantasy Parents (Part 4)

Older children being placed for adoption, usually have fantasies of their own about their new families. These fantasies typically center around privileges and material possessions they expect to have in their new home. When the caseworkers ask older children what the want in their new families, children usually want parents who drive fancy cars, will buy them a pony, or will allow them to stay up until midnight watching television and eating ice cream. What child would ask for any less? Most caseworkers are trained to help older children consider some of the things they expect on a deeper level. … Continue reading

The Fantasy Child (Part 3)

Many parents have expectations about how their child will achieve in school. The kinds of sports they might like to play, or the band instruments they will fall in love with and learn how to make music to our ears. We expect our child will make lots of friends and fit in well, be invited to 15 birthday parties every year and never feel lonely. We believe that with permanency, security and love we will see our older adopted child make dramatic improvements. With our support and guidance, our adopted child may be the one who overcomes all the odds. … Continue reading

The Fantasy Child (Part 2)

When parents decide they will adopt and choose a toddler or older child, instead of a newborn, they are usually given photographs and a profile about what the child is like. It is so easy for excited waiting adoptive parents to attribute personality characteristics to the child. These preconceived characteristics are generally inaccurate. Most of us waiting to pick up the child we see in the picture spend hours daydreaming about the family we will soon become. We look at the picture over and over and can almost see the child running in the back yard playing with Spot, the … Continue reading

The Fantasy Child (Part 1)

Most expectant parents try to imagine what their child will be like, and what they may grow up to become. It is no different for parents expecting a child by adoption. During the time from completing the home study and waiting for a match adoptive parents, tend to have a lot of time for daydreaming. It is easy to imagine the sweet little girl with the big brown eyes, helping mom make beds in the morning. Then getting dressed in her cute little skirt for a day of school without any arguments. We have visions of our child sitting on … Continue reading

MyMagic+ to Record Disney Guest Experience

Disney’s always looking for a way to get ahead in its parks, including providing the best customer service around. Its constant raising of prices might seem counter intuitive to that, but at least it keeps upgrading its services.  The New York Times has a fascinating new report on the Disney Parks’ latest effort: MyMagic+. MyMagic+ takes the physical form of a wristband park guests wear in place of tickets.  Guests won’t have to trade in paper tickets anymore, instead waving their bands in front of the new FastPass monitors (even if they didn’t purchase a FastPass, those Mickey monitors are used).  MyMagic+ … Continue reading

Protecting Yourself from a Debt Relief Company

If you are seriously in debt, you may need the help of a debt relief company. These companies promise to get the creditors off of your back, negotiate for you, act as a shield of protection, and guide you to the right way to pay off that debt. Unfortunately, for a majority of these companies, the real goal is to scam you out of any remaining assets that you might have. Here is what you need to know and need to look for in a debt relief company, in order to protect yourself. First of all, why would these companies … Continue reading