Toddlers and Financial Literacy

I am certainly a believer in teaching your kids about money. I am learning more than a few financial lessons the hard way, and I am not about to blame it on my parents but I am going to do everything that I can to ensure that my children do not repeat my mistakes. While it seems as though I have quite a bit of time before I have to start worrying about it, I wonder how much time I actually do have before I have to worry about it if you know what I mean. My son is twenty … Continue reading

When to Start Teaching Kids

My toddler is three. I haven’t started giving her any lessons in money yet. I know the time is coming and she needs to learn. Her only real lesson with money so far has been that swallowing a quarter is a very bad idea. The other lesson she’s been getting with money is that if a card arrives from Grandma, there will be a dollar inside. She loves to open her savings box and count her dollars. When is the right age to start teaching children about money? Jessie can understand the fifty cents that the ride toy requires outside … Continue reading

Board Games for Toddlers and Preschoolers

By the age of two, most children are ready to play simple board games. Here are some of the ones I recommend for toddlers and preschoolers. Yesterday, after a long day running around the house (my oldest son said it was exhausting work), and a quick dinner, I decided to settle things down for my own kids and one of their friends who spent the day with us. I suggested that we bring out a board game. “What’s a board game?” the little girl asked. In all of her six years of age, she had never played, let alone heard, … Continue reading

Ask a Baby Blogger: Chores for Two Year Olds?

Question: I want to teach my child responsibility and feel its important that she has chores and allowance. She will be turning 2 in a month. Do you have any suggestions? Whoa nelly! Take a deep breath and repeat this sentence: She will be turning 2 in a month. She is still, technically, 1. I have written in forums before how we start our children quite young on doing chores. Yes, my twins who are about 32 months, have to help clean up. Certainly teaching your child to help and be responsible with his things is never a bad idea … Continue reading

My Two Year Old Asked for Money!

Today my two-year-old turned to me and asked for money. He knows what it is–the green paper and the coins that he wants to carry around. I am sure that he does not quite know what to do with the money yet. He did learn recently that if you put it in a machine that candy comes out, but other than that he really does not have the concept down yet. One reason that he is so aware of money is that he wants to do everything that big sister does. She has an allowance, chores, and the desire to … Continue reading

Teaching Toddlers About Money.

I don’t think it is ever too soon to discuss money with children. My parents rarely did – it’s a generational thing I’m sure. My sisters and I didn’t learn about balancing checkbooks or what our parents did on a day to day basis with their money. I sort of knew that sometimes we had cash, and sometimes we didn’t, but I know my mom never wanted us children to have to worry about their financial status. Oh sure, my parents encouraged saving and having summer jobs, but I want to go further with my child. I’m starting now. My … Continue reading

Daycare More Expensive Than College?

I heard something pretty shocking the other day on the radio. The DJ was talking about how the price of daycare for an infant is now more expensive than a year’s tuition in a public college (such as a technical school). On average, parents can expect to shell out $18,000 a year in order to have their baby cared for on a full-time basis. I guess that makes me feel somewhat better since college is just around the corner for my oldest son. He will be attending a technical school that offers an aviation program. I know they say you … Continue reading

Teach Children Delayed Gratification

Not long ago I was listening to Dr Laura on Sirius satellite radio and she was talking about a study involving small children and self control. She explained that four-year-olds were given a marshmallow and told that they had a choice: They could eat the marshmallow now when the adults left the room or wait and get a second marshmallow when they returned. The children who waited for the second marshmallow ultimately did better in life. The children who were not able to control their desire to eat the marshmallow immediately did not fare as well later in life. That … Continue reading

More Bathtime Fun

Bath time has been an issue for us since Jessie joined our family. When Jessie was a baby she seemed to be absolutely terrified of everything having to do with the bath. My husband and I did all we could think of to lessen the trauma of bathing. Baths were traumatic not only for Jessie, but for us as well. We tried showers and many different kinds of tubby toys, but nothing was working. It was kind of funny because Jessie was thrilled about swimming in the pool and didn’t mind getting her hair wet then. You’d think that the … Continue reading

More Ways to Bond with Your Toddler

You’ve hosted a tea party, played ball and danced like animals, now what? Grab your toddler and get ready for some serious bonding with these fun ideas: BUBBLES AND BALLOONS Take advantage of sunny summer days by heading outdoors with a few bottles of inexpensive bubbles. If money is tight you can make your own by combining dish soap and water. Toddlers love chasing after bubbles, but make sure you give him a turn blowing some too. The activity teaches hand-eye coordination and counting. Balloons are great for indoor play as they move slowly enough to be caught and thrown. … Continue reading