Do You and Your Spouse Sleep in Separate Beds?

In the days of black and white television, it was scandalous to show a man and woman in the same bed. I remember seeing episodes of I Love Lucy and wondered why Lucy and Ricky had twin beds—the world just wasn’t ready for anything more suggestive. Today when we hear of a man and woman sleeping in two separate beds, our thoughts immediately leap to the conclusion that they are having anger and/or sexual problems. But is that the only reason for sleeping separately? Some people are driven to the couch or to the guest bedroom by their spouse’s snoring … Continue reading

Communicating about Money

One day, my husband attended a seminar and came home with two huge bags in his hands. He had been very impressed with what the instructor had to say, and purchased the learning materials he would need to embark on this course of study. He had indebted us for over $900.00, and hadn’t said one word to me beforehand. You can imagine, I was not the most amused person on the planet. In my husband’s defense, he studied the materials carefully and went on to excel in his studies. The time he invested in those studies, and the money we … Continue reading

Freezer Cooking Tips

Ready to start some freezer cooking? It can save you quite a bit of money when you take advantage of bulk buying and having meals prepared ahead of time. Here are some basic freezer cooking tips that you can use to get started. Go Easy on the Spices Some spices can change or grow stronger when placed in the freezer. Make sure to season lightly. You can usually add more spices when reheating. Know How to Reheat Some foods, especially dairy, may separate when frozen. This usually isn’t a problem if you keep sauces separate from the other parts of … Continue reading

Creating Your Home Inventory

Are you prepared if disaster strikes? One way to ensure your home possessions are safeguarded is to create and keep a home inventory. You can learn more about The Importance of a Home Inventory by clicking this link. But how can you get started with a home inventory? Here are some easy steps to take as well as a guideline on what to include. I found that for me the easiest approach to beginning a home inventory is to do it room by room. First get a three-ring binder and some old fashioned loose leaf paper. (You can also create … Continue reading

The Danger of Artificial Turf

Many homes use artificial turf for porches, rugs, mats and more when real grass just wouldn’t do. There is also a growing trend in some parts of the country to replace real grass with artificial turf that never needs to be watered. But if you have children, you will want to steer clear of artificial turf, because there is a real health hazard for children. The Centers for Disease Control and Prevention (CDC) has issued a health advisory against artificial turf because it may contain high levels of lead that could pose a health hazard to humans. The high lead … Continue reading

What’s on the Agenda?

One of the things that usually happens on weekend mornings is that one of us, either my husband or myself, will ask the other, “What’s on the agenda today?” This is a way of us checking with each other on what we would like to have accomplished over the weekend, when we are both home and usually not working. Since we have three kids, the agenda includes them, although right now because of their ages, they aren’t included in the actual decisions. Things on the agenda might be something simple such as buying apples, or fixing a leaky pipe, or … Continue reading

Mormons and Divorce – Part Three: When Sin is Not Involved

We spoke last time about reasons for divorce that involve sin on the part of either the husband or wife. Today I’d like to discuss marriages that fail not because of sin, but for other reasons. Most of the time, when a marriage fails and sin is not an issue, the couple cites “irreconcilable differences” on the divorce decree. This covers a broad spectrum of issues including money problems, sexual problems, no longer wanting to be married, and no longer seeing eye-to-eye on important issues. The good news is, most of these problems can be fixed, if both partners in … Continue reading

Credit History and Marriage

Often when two come together in matrimony, the question of money and credit will arise. While a husband and wife may love each other, they may not be a match with their credit scores. If one spouse has a significantly worse credit history, does it affect the other? While a couple joins in many ways, their credit history does not have to. Credit reports are entirely individual and so are the credit scores. There is no such thing as a joint credit report or credit score. Even when a couple applies for a loan together, like a mortgage, their individual … Continue reading

Money Week in Review August 21-25

In Paying off your Mortgage Early Debbie gives some advice on this important decision. She mentions things that you may need to focus on other things first. She also shares the advantages of paying of your mortgage. In Understanding Student Loans Miriam gives you the basics of the different types of student loans. She cautions you to stay away from private loans, and about how much money you should really borrow. She also gives advice on what to do with student loans. One Category a Month counsels you to focus on improving one area of your budget each month. Miriam … Continue reading

Should you Keep your Money Separate or Together in a Marriage?

A discussion regarding marriage and money really has two parts. The first is the financial considerations and the second is the emotional. Money unfortunately plays a large part in most couple’s struggles. In this day and age, many women now work or have money from an outside source. Whether they came to the marriage with large assets, their own business, or other types of money situations, the relationship between couples and money has dramatically changed from 30 years ago. With these shifts in women’s independence and a family’s reliance on two incomes, there comes a new dynamic of whose money … Continue reading