Search Results for: blog savings programs

Medicaid Programs in North Carolina that Covers Kids

Every state has a Medicaid program. Parts of that program are intended to cover children who come from low-income families. In North Carolina, there is a Medicaid for Infants and Children program, and a Medicaid for Families with Dependent Children program. There are also some options for families that don’t qualify for those programs due to financial limitations. Medicaid is a public, or government run, health insurance program. It is designed to cover individuals and families who are low-income and who cannot afford to purchase a health insurance plan through a private insurance company. Medicaid is funded, in part, by … Continue reading →

Stress-Free Savings

There isn’t a soul out there who doesn’t relish saving cash. However, many people don’t take advantage of money-saving opportunities because they feel it takes up too much time or energy. For example, my dad refuses to cut coupons as he feels it is a waste of his precious time. What he doesn’t realize is that he could potentially save hundreds of dollars per month by simply sitting in his recliner and working a pair of scissors for a few minutes each week. If coupon cutting or rebate programs are not your cup of tea, then consider modifying your lifestyle … Continue reading →

Savings Programs

I love a bargain. I love to save where I can. I love clipping coupons and am excited to find them in the Sunday paper or with the circulars in the mail. I have a great filing system for my coupons, but unfortunately all too often forget to use them before they expire or don’t have them with me when I need them. I often wonder if I would save more by buying the items that the coupons are for instead of just clipping coupons for items I typically buy. Today I went on a shopping trip at Buy Buy … Continue reading →

How to Do Retail Reward Programs

Retail reward programs can be a great way to save money and get things for nothing. There are so many different rewards programs out there that taking advantage of them can be both easy and difficult. It is easy, since there are so many to find, but it is also hard because you have to weed through all of the different rules and possible fees that go with them. First, let us talk about credit card rewards. All of the major bank credit cards can carry rewards, from travel miles to Disney Store points, cash back and merchandise. American Express … Continue reading →

5 Savings Questions Ask Your Store Manger

The next time that you go out to shop, you can use that time to “earn” extra coupons and discounts. It is all a matter of simply asking your store manager certain questions. Jot down the answers and then take advantage of the bounty of coupons that you will get. 1. Do you have a loyalty program? Loyalty programs allow shoppers to earn points or even cash back on their purchases. Most stores have some sort of loyalty program, although many don’t advertise this. Even thrift stores, such as GoodWill often have loyalty programs. You can also earn free products … Continue reading →

Insurance Blog Week In Review March 1- 5, 2007

Insurance Term Of The Week: The Insurance Application I am surviving surgery and getting back to the keyboard. It’s amazing how much control insurance companies have over the amount and type of medical treatment and care a person receives. I have always been confused when my doctors tell me they would like me to stay another day in the hospital, but because I am doing so well insurance won’t approve another day. The better a patient does, the less time they should need in the care of the hospital. There are of course always, exceptions to the rules and ways … Continue reading →

Do Those Book Reward Programs Really Pay?

I love books, but being frugal, I usually borrow my books from the library or a friend, or buy them at yard sales, thrift stores and library sales. But when a famous chain book store offered a reward program for free, I got excited and decided to sign up. So is the reward program a good deal? I think it all depends. One part of the reward program allows you to earn points for your purchases. When you reach a certain number of points in any given month ($50 worth of purchases), you get a sale day. You can choose … Continue reading →

Focus on the Candidates – Ben Carson

This blog is part of the series that focuses on the candidates who are running for President of the United States in 2016. This blog focuses on Ben Carson. Ben Carson is a former pediatric neurosurgeon who worked at the Johns Hopkins Children’s Center. He is known for the first successful separation of craniopagus twins that were joined at the back of the head in 1987. In 2001, he was selected by the Library of Congress as one of 89 “Living Legends”. Ben Carson does not have a political background. Health Care On his official website, Ben Carson calls Obamacare … Continue reading →

Free Admission for Military Families

Looking for something to do with your spouse or the kids this summer? Well, thanks to a new program, military families get complimentary admission to more than 2,000 art, science and history museums from now through labor day! The new program, called “Blue Star Museums,” includes free entrance at museums in all 50 states plus the District of Columbia, Puerto Rico, and American Samoa. To be eligible for free admission, you must be active duty, National Guard, Reserve military personnel or a family member. The Blue Star Museums program is brought to us through Blue Star Families, the National Endowment … Continue reading →

Loyalty Pays

When it comes to scoring travel deals it pays to be loyal. Reward programs offered by hotels, airlines and car rental agencies can yield amazing savings for frequent travelers.  Basically, the more you patronize a company the larger the award.  In some cases, you can accumulate bigger bonuses when companies partner with one another. For example, last week, Starwood Hotels and Delta Airlines announced that they’re planning to team up in order to give their top customers major money-saving perks.  The new “Crossover Rewards” program will be the travel industry’s only program that allows frequent travelers to earn VIP privileges … Continue reading →