Savings Bonds: The Sneaky Way to Save

When I was in my late teens, I read a number of money-oriented books about saving, investing, and budgeting. Yes, I was a bit of a nerdy kid, but my family’s history of finances as a flash point led me to seek security in these books. It helped. I do save, at least I try to do so. We have an education savings plan, retirement savings, an emergency fund, and funds for specific shorter-term goals. Right now, our fund for buying blueberries is getting larger, just in time for blueberry season. Some of these savings plans offer decent interest and … Continue reading

Creating Pockets of Money

Let me share with you what happens when I go to the bank. The tellers just love me. I stand there with my money or my request to withdraw some money. Then they scroll down through account after account, until finally they ask me where I’m depositing the money. Actually, I do most of my banking online now and I do take pity on the tellers and tell them about my various accounts. Most of them know me, anyway. But there are occasions when a new person is there and on these occasions, confusion ensues. Why am I so confusing? … Continue reading