Focus on the Candidates – Ben Carson

This blog is part of the series that focuses on the candidates who are running for President of the United States in 2016. This blog focuses on Ben Carson. Ben Carson is a former pediatric neurosurgeon who worked at the Johns Hopkins Children’s Center. He is known for the first successful separation of craniopagus twins that were joined at the back of the head in 1987. In 2001, he was selected by the Library of Congress as one of 89 “Living Legends”. Ben Carson does not have a political background. Health Care On his official website, Ben Carson calls Obamacare … Continue reading

Travel Savings Strategies

Choosing to fly during the off-season is an easy way to save money; however, there are many other ways you can pad your wallet when your travel plans take you to the airport.  The key to saving big is a little pre-flight strategizing. For example, if you only fly on commercial airlines a few times a year, you may have a hard time justifying the costs associated with an airport lounge membership.  Still, it’s hard to resist the comforts and services provided at these luxurious airport hangouts. Some of the perks of lounge membership include: Peace and quiet:  Most airport … Continue reading

Sail Into Super Savings

The new week has generated a tidal wave of savings for cruise fans.  If you are a veteran high seas voyager or you’re looking to take your first major sail, now is the time to act. Norwegian Cruise Line just announced a new promotion which issues free upgrades to passengers with new bookings.  The “Upgrade and Go” sale allows travelers to book a balcony cabin for the price of an oceanview cabin, or an oceanview cabin for the price of a windowless interior cabin. The sale is applicable to Caribbean, Bahamas, Florida, Hawaii and Europe cruises.  In addition, customers booking … Continue reading

Shameless Savings

I love to shop.  Unfortunately, I don’t have the money to support this passion.  Consequently, I’m often put in a situation that’s all too familiar to parents:  kicking pride to the curb. Admit it; you’ve done some pretty gross things since becoming a parent.  Goodness knows I have learned to exercise an immeasurable amount of humility since giving birth.  For example, I never thought I would willingly stretch out my hands to catch another person’s vomit.  Ditto for plucking poop out of the tub with my bare hands.  I also never imagined I’d allow my shirt to be used as … Continue reading

De-Cluttering Our House Has Lead to Saving Money

One of the lovely consequences of doing a huge de-clutter of our home and living with less is that we are actually saving more money! That is right, there is more money at the end of each month, despite rising food and gas prices. How is this possible? Well, analyzing things lately, here are some of the contributing factors and the connections that I can see from our budget since we have been de-cluttering, including some things that will be with us long-term. Bigger Tax Refund All of the donations that we made were itemized and served as charitable deductions, … Continue reading

One-Step Actions that Yield Big Savings

While all of the little things that we do on a daily basis can add up to great savings, sometimes we just need to find a way to make a big impact on our finances. For example, we may be experiencing a pay cut or loss of income, or facing a large expense, such a new furnace for the home or braces for a child. In these moments, we need a quick one-step action that will yield big savings. My husband and I are pushing to build up our emergency fund, just as prices for everything seem to be going … Continue reading

Big Apple Savings

Vacationing in the Big Apple can put a BIG dent in your wallet.  According to a recent travel survey, the average price for a hotel room in the heart of New York City will run you about $300. Not exactly cheap, though the hit to your travel budget could sting a lot more if you stay at luxury four-star chains, such as Marriott, Hilton, Hyatt and Sheraton properties. So what’s a frugal traveler to do if he wants to visit Manhattan without going broke? Fortunately, there is good news for budget-conscious tourists looking to explore the nation’s most expensive hotel … Continue reading

The Newest Hotel Trend

Who doesn’t enjoy a two-for-one special? The newest trend in the hotel industry is all about twofers, only most of the money saving is taking place on the property’s end, while travelers look to save more time than dough. Several major hotel chains have decided to save money by building two hotels on one property.  Dual-branded hotels are the latest way developers are padding their wallets during these unpredictable financial times. According to hotel industry insiders, by having two hotels on the same lot chains not only save on construction and operational costs by combining amenities such as the pool … Continue reading

How to Score Big Savings on the Road

  When you are looking for ways to reduce travel expenses start small.  You may be surprised to see that in no time those minor moves can add up to big savings. Here are a few simple money-saving tips to get you started: Stay at a hotel that offers complimentary breakfast, and then take an extra apple, banana, yogurt or granola bar to eat as a mid-afternoon or late-night snack.  It beats spending additional money feeding the vending machine or calling room service when you get hungry later in the day. Bypass big city restaurants and dine at a cheaper … Continue reading

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading