Search Results for: blog saving a million dollars

Super Savings on Spring Break Travel

Ordinarily, I would never consider spending spring break in Sin City, but when money talks, I listen. In this case, Spirit Airlines is doing the speaking with unbelievably low fares from Los Angeles to Vegas. How low is the discount carrier going to fill planes on its new route: try $9. Less than ten bucks to get to and from L.A. and Vegas—jaw dropping! Of course, after you add in taxes and fees the sale price goes up to $39 for a round-trip ticket, but still, that’s a lot less than it would cost to fill up your car and … Continue reading →

Virtual Gifts Is a Million Dollar Industry

When your holiday shopping, have you ever considered a virtual gifts? These items can’t be held, touched, smelled, although they can be posted on web pages, such as Facebook or used in virtual worlds, such as Second Life. The only thing real about these virtual presents is the fact that they cost actual money. And despite the idea of paying something for nothing, virtual gifts are a hot commodity. Users are shelling out millions of dollars for the privilege of giving virtual gifts. People are becoming more open to buying things that don’t really exist. On Facebook, for example, virtual … Continue reading →

When saving feels better than buying!

Nothing feels better than paying off all your debt. Your stress level just melts away and suddenly your opportunities seem endless. Debt free, you can afford to dream about different jobs and careers. Going back to school is a viable choice. A long dreamed about vacation might just be around the corner. The trick is to stay in this wonderful debt free place and not charge any of the items — ever again. If you’ve got good credit, it is easy to say to yourself “I’ll go buy a new TV, or a few pairs of shoes – after all, … Continue reading →

Saving a Million Dollars!

Want to save a million bucks? Maybe you just want to know how long it will take to reach your first cool mil. MSN.money has a great little tool to help you figure it out. Lets check out some numbers. If you are young, and can start saving now, in thirty eight years you’ll have a million without too much effort. (I know, thirty eight years sounds like a long time, but stats show most of us will live past eighty five years old now). So, pretend you start today, with a zero balance in your account, and deposit $250.00 … Continue reading →

Financial Advice I Wish I Could Tell the Earlier Me

Once you get to a certain age, you are supposed to be wiser, right? While I’m not ready for the retirement home yet (I don’t think they would let me bring my three school-age kids), the fact is that I no longer have as many years ahead of me as I once did. I do have a little more wisdom than I did then, especially when it comes to financial strategy. It is too bad that we can’t go back in time, isn’t it and give my younger self some financial advice? If I could go back in time, I … Continue reading →

Are You Spending More to Save?

I am THAT mom. The one that’ll drive an extra five miles out of her way to save five bucks on her daughter’s Halloween costume, even though gas is just shy of $4 per gallon. Though, if I drive an extra 10 miles I can save six cents per gallon. I am THAT mom. The one that’ll spend five hours trying to calculate how much she really saved by utilizing the $5 off costume coupon. Even though the trip included sitting in a gnarly traffic jam which robbed her of 20 minutes of precious time. Make that priceless time. Walking … Continue reading →

Kids Gain Even More When They Lose

Look at that million dollar grin. And by a million I mean nearly 50 bucks. The Tooth Fairy has been very, very generous to my daughter. Since this picture was taken, roughly three weeks ago, my 8-year-old has pocketed an additional $20 from the Fairy who pays for falling enamel. That’s way, way more than the average kid makes experiencing this normal rite of passage from childhood to adulthood, but that’s mainly because the Tooth Fairy’s generous grandparents also add in several dollars to sweeten the pot. Take the Fairy’s parents out of the mix, and most kids these days … Continue reading →

Insurance Agent Gets Six Years in Prison for Stealing from Clients

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A (now former) insurance agent has been sentenced to 75 months in prison because she stole more than $1 million dollars from her elderly clients. She told them that she was reinvesting their money. In reality, she was spending it on things for herself. Everyone has had the experience, at least once, of getting a letter in the mail that says that your insurance company has denied your claim. When faced with a bill that you expected your insurer to cover, it is not unheard of to have less than positive thoughts about the insurance company. It is easy, in … Continue reading →

Coupon Crackdown

All good things must come to an end. It’s a sad, but true fact of life that is now affecting the world of extreme couponing. Thanks a lot extreme couponers… and TLC for making their lives into a reality TV show seen by millions of penny-pinching viewers. Week after week inspiring expert couponers tune into “Extreme Couponing,” which profiles extremely frugal individuals making a killing at stores that allow them to double or triple their coupons. I watch the show quite frequently and bemoaned the fact that stores in my area are no where near as generous with their coupon … Continue reading →

Financial Lessons From The First Family

I’ll admit it; I am one of those people that are curious about other people’s finances. My curiosity does not come form any desire to gossip or to be nosy; it is motivated by a sincere admiration for those who are financially adept and a desire to educate myself about how they keep their finances in good shape. Today I came across some interesting information about the finances of a very interesting family – the Obamas. Some details of the Obamas’ finances are public knowledge, and there are lessons that we can learn from what we know. For example, did … Continue reading →