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Massachusetts Considers Requiring Gun Liability Insurance

How can we prevent gun violence? One of the ideas that has been suggested by many people is to require gun owners to purchase liability insurance on their guns. Most of what I have read on this has been theoretical, until now. Massachusetts might actually require gun liability insurance. Shocked and saddened by the tragedy that happened in Newtown, Connecticut, people started writing, and blogging, and tweeting, their ideas about how to prevent gun violence. One of the ideas involved requiring gun owners to purchase liability insurance on all of their guns. I wrote a blog that compiled several people’s … Continue reading →

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →

Your Guide to Insurance Savings

Everyone has to carry some form of insurance, whether it is homeowners insurance, renters insurance, auto insurance or private medical insurance. Being able to find ways to reduce the amount that you have to pay on your premiums is important. With less money leaving your family budget for insurance, you’ll have more money for savings and other needed expenses. 1. Raise your deductible If your insurance deductible is less than $500, consider raising it to at least that amount. The higher your deductible, the lower your insurance rate. The deductible is the amount that you will pay first before the … Continue reading →

Christmas Puppies Need Pet Insurance

There is something about Christmas that inspires people to finally buy the puppy that their children have been begging for. Purchasing a pet isn’t the same as buying a toy. Christmas puppies need food, love, and pet insurance coverage. It’s hard to resist the big brown eyes of a soft little puppy at the pet store. You just want to pick him up and take him home to your kids! For whatever reason, Christmas inspires families to finally decide to go ahead and get the puppy that the kids in the family have been asking for, over and over again. … Continue reading →

Top Reasons to Use an Insurance Broker

Have you ever used an insurance broker? There are so many good reasons to do so! Using an insurance broker to find a good, affordable, health insurance plan is a great idea. Here are the top reasons to go ahead and seek out the assistance of an insurance broker. Insurance brokers are experts. They know more about the current and upcoming laws, rules, and regulations that affect health insurance than you will. An insurance broker can tell you if the health insurance policy you are considering buying will not be considered to be a sufficient plan in 2014. They can … Continue reading →

Hurricane Sandy and Your Homeowners Insurance

Homeowners insurance is supposed to provide financial help after damage has occurred to your home. Families who were affected by Hurricane Sandy may soon be battling their insurance companies over deductibles. It basically comes down to what the “fine print” says. Hopefully, everyone who had their home damaged by Hurricane Sandy also had a good homeowners insurance policy. Homeowners insurance is supposed to help with the financial aspects involved with repairing damage to your home, garage, driveway, yard, and more. It is also supposed to provide funding for you to replace personal property that was inside your home and that … Continue reading →

Medicaid in Two States, and Some Insurance Tips

What did you miss on the Insurance Blog this week? The Week in Review is a great way to “ketchup” on the blogs that you didn’t happen to see when they first went up. Here is a brief description of each one, and a link that will take you to the whole story. These blogs went up between September 10, 2012, and September 15, 2012. Kentucky Bill Would Allow Fake Insurance Plans to Continue Medi-Share is not a real health insurance plan. It is a Christian “health sharing ministry” that doesn’t follow the regulations that insurance companies are supposed to … Continue reading →

When Should You Review Your Insurance Policies?

The insurance policy that you bought, several years ago, might not be adequate today. If your life has changed, then so have your insurance needs. State Farm has some advice about five critical times to review your insurance. Reviewing your insurance policies may sound boring and tedious. This is probably why many people avoid it. Keep in mind that if your life has changed then your current insurance policies might be inadequate. In some cases, reviewing your policies can reveal that you are paying for more coverage than you need. You might find a way to save some money. State … Continue reading →

Affording Life Insurance

While no one really wants to think about life insurance, if you have a family it is an important to have it in place. Life insurance can pay for final expenses, as well as leave your loved ones in solid financial shape. Even non-working parents should carry life insurance, since the death of a stay-at-home parent means that the remaining spouse may have to incur new expenses related to child care. Should both parents become deceased, life insurance money can ensure their children’s future. The bottom line, is that your family cannot afford to be without life insurance. So how … Continue reading →

Ways to Save Money on Dental Insurance

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Taking good care of your teeth is important. We all want healthy teeth and gums, and a nice smile. The cost of the dental care involved isn’t always easy on your budget. Here are a few ways to save money on dental insurance and dental care, even if you don’t have dental insurance coverage. One of the easiest ways to save money on your dental care is if you have dental insurance. Some health insurance plans will cover dental care, so you should start by checking to see what your current plan offers. If your health insurance is a group … Continue reading →