Search Results for: blog save money and time by staying organized

Buy It Online or At The Store?

Online shopping sure is convenient, and for quite a few items like books, small electronics, toys, and technology, you can find prices that are well below what you would pay at a retail store. However, for various reasons, there are some things that it is better to buy at the store. One example of a situation where it is better to buy in store rather than online is groceries. The thought of having groceries delivered to your door is certainly enticing, especially if you do not enjoy going to the grocery store. From a money saving point of view though, … Continue reading →

The Perils of Good Fortune

Many of us dream of the day when we receive a windfall of some sort. Whether it’s a winning lottery ticket, a bequest, a settlement, a bonus, or some other unexpected sum of money a windfall is a wonderful thing. However, there is something about getting money unexpectedly, especially lots of money, that can cause even fiscally responsible people to act in strange and unwise ways. It will probably come as no surprise that the most common mistake many people make when they come into money is to spend every last dollar of it. It is a very deeply rooted … Continue reading →

Are You Hiding From Your Finances?

One sure way to get into or stay caught up in a financial mess is called the “ostrich approach”. Ostriches are pretty cool birds, but they are known for sticking their heads in the sand when confronted with danger. In case you are curious, ostriches do not really stick their heads in the sand – that is myth which has been perpetuated through time. They do lie down and play dead when confronted with something that they feel they can not outrun. The “ostrich approach” is still an appropriate analogy for what not to do about messy financial situations. Some … Continue reading →

Save Money and Time by Staying Organized

Did you know that being disorganized can actually cost you money? It’s true. If the information that you keep regarding your finances is not organized and kept in a dedicated place, there are a few ways in which you can lose money. By taking the time to organize your financial information, you can stop losing money and even save time too. One important tool for keeping your finances organized is a calendar. You can choose to write financial information on your regular calendar or on a separate calendar that is dedicated to money related items. Writing down when all of … Continue reading →

Freebies at Target

Recently, a blog, written by Mary Ann Romans, “New Grocery Shopping Techniques 2” got me thinking about using coupons and if they are really worth the effort. The blog claims coupons are not worth using anymore. I currently belong to several coupon trains and cut up several newspapers inserts each week. I spend 2-3 hours a week staying organized. So I started wondering if maybe she was right so I tried a little experiment. How much can I save using as many coupons as possible? Can I still get freebies or items we use under $1? I decided to try … Continue reading →

Organizing your Files

Part of good money management is staying organized. Do you have a good filing cabinet? If not, head to your local store or yard sale, buy yourself a sturdy filing cabinet and some good files – and let’s get organized! Keeping track of old bills, receipts, warranties, product information, etc. will help save you money, time, and your sanity in the process. For some of us, this is simple… but for many of us, we have no idea how to get started. The following is a list of folders you should definitely have in your filing system. 1. Budgets and … Continue reading →

Can You Be Too Frugal (2)

There is no such thing in my mind, as being too frugal. In fact, when you look up dictionary.com’s definition for frugal, they pull from other resources to get several definitions. The third listed is my favorite, cited from WordNet. frugal adj : avoiding waste; “an economical meal”; “an economical shopper”; “a frugal farmer”; “a frugal lunch”; “a sparing father and a spending son”; “sparing in their use of heat and light”; “stinting in bestowing gifts”; “thrifty because they remember the great Depression”; “`scotch’ is used only informally” Why do I love this definition so much? Because it points out … Continue reading →

Can You Be Too Frugal? (1)

Very often I hear about how frugal I am. And the statement or question, I hear the most often is “Can you be too frugal?”. I choose to address this question, simply because there isn’t a definitive yes or no answer. And because I plan to do a series of articles revolving around organizing all the frugal things you save. A question came in recently that was quite unusual from my typical frugal living questions. I was asked “Why do you choose to write organizing articles in the frugal living area?”. That is a great question actually, and I’d love … Continue reading →