Should You Take A Personal Loan to Pay Off Credit Card Debt?

People take out loans for many reasons such as buying a home, buying a car, or getting an education. Personal loans are also available, and sometimes people wonder whether it is a good idea to take out a personal loan to pay off credit card debt. There are many factors that will impact whether taking such a loan is the right thing for a person to do. Exploring these factors can help you to get a sense of whether it might be the right choice for you or something you can avoid. There are other ways to pay off credit … Continue reading

How Can I Protect My Family’s Finances?

Despite our best efforts to plan and budget, sometimes things happen that throw our families’ finances so far off track that we may wonder whether we will ever be able to meet some of the financial goals that we had set for ourselves. Things like retirement, college educations for the kids, and even home ownership can seem like distant fantasies when times get tough and you are living in survival mode. The good news is that as bleak as things may seem, all is not lost. You do not have to give up on your family’s financial goals. With some … Continue reading

Can Personal Finance be Fun?

Do you ever wonder why many of us are not overly enthusiastic about spending time working on our personal finances? It can be frustrating, to be sure, but there is more to it than that. It’s serious stuff, and it really is not all that fun. Or is it? It is possible that there are ways to make dealing with your personal finances a little less doom and gloom and a little more fun and games. Speaking of fun and games, now is a good time to remember that if your personal finances are managed well, you will certainly have … Continue reading