Search Results for: blog overwhelmed by your finances

Could Your Clutter Be Putting You at Risk?

Don’t let your clutter control your life or your finances. Taking some time to de-clutter your home can not only be more freeing, but it could possible reduce your risk of going into debt. Here is why. Clutter Can Be Overwhelming When clutter gets out of control, you can quickly become overwhelmed. Being overwhelmed means that you will have less focus and energy to live your life. Studies have shown that too much clutter may even contribute to depression. With less focus and energy for work and life, plus possible “retail therapy” to lift the spirits, debt could quickly get … Continue reading →

Are There Areas of Your Business You Are Avoiding?

We all have places where we shine in our home business, and areas where we would just rather not focus. For some of us, we avoid keeping care of our finances and paying the bills, for others, it might be marketing that sends us running to the nearest distraction. With so much to do in the average home based business, we can hide out and avoid some of the tasks we don’t want to face for a good while. Eventually, however, those neglected areas will need our attention. The big question to ask yourself is “Why?” Why are you avoiding … Continue reading →

Overwhelmed By Your Finances?

You may be in a financial situation where you feel like you are getting nowhere. You may be strapped with overwhelming debt payments and no matter what you do, you only seem to be able to make the minimum payments. Or you may be trying to save money for retirement or a down payment on a house, and the measly hundred dollars a month doesn’t seem to be adding up very fast. It can be very discouraging to be in a situation like this. While you may feel like it is the end of the world. It is important to … Continue reading →

Of Debts and Dying

Imagine how you would feel if your spouse, parent, or other close relative passed away. Now, imagine that shortly after their death you begin receiving phone calls from debt collectors multiple times a day, asking you to pay their debts. You may think that this could not possibly happen, that collection agencies are not allowed to do that. Unfortunately, creditors and the debt collection agencies that represent them can and do pursue collection of the debts of the deceased from their survivors. This practice is very upsetting for a number of reasons. First, the survivors do not have a legal … Continue reading →

Getting a Handle on the Stresses of Being a Single Parent

Everyone knows that being a single parent is stressful. Face it, you’ve got a lot on your plate and no one to help you balance it all. Stress is just a way of life when you are parenting on your own. And for those of us that get overwhelmed easy, it can be a nightmare. Trying to get finances worked out, dealing with the ex, getting kids ready for school, taking them to all their appointments, making sure that dinner is on the table, making sure the house is in order. There’s a lot to deal with. Here are a … Continue reading →

Expecting A Baby? Consider Home Based Work

So, you are expecting a baby. Congratulations! Becoming a parent is a rewarding experience on so many levels. Along with the excitement of becoming a parent, it is entirely possible that you could be feeling a little overwhelmed with all of the things that you need to think about during your pregnancy regarding not only the pregnancy but also what life after the baby’s birth will be like for you. There is information to gather, and many discussions to be had and decisions to be made with your spouse or significant other. One major topic of discussion and decision making … Continue reading →

Don’t Make These Mistakes

Posted on by

There are many mistakes we can make with our finances. Here are a few traps you don’t want to get caught in. When thinking about investments a bad place to start is with something that has buzz but no history. Another bad investing idea is to pay too close attention to performance and sell out of emotion. The stock market ebbs and flows; we have to give it time to get there. Saving can seem like a difficult undertaking. If you’re living paycheck to paycheck, you may wonder where savings is supposed to come from. Not saving, however, is a … Continue reading →

Christmas Clean Up

Christmas is over and everyone is feeling stuffed. The house itself looks stuffed: with wrapping paper, bags, ornaments, a tree, and new items that have entered your home. The cookies no longer seem quite so appealing, and you are done with Christmas, completely. Now it’s time to put everything away, but where do you begin? It’s easy to feel overwhelmed with the clutter. Here are a few steps to take. If you didn’t do a pre-Christmas toy purge, do it now. Take inventory of the children’s toys and put the ones that the kids don’t use into boxes for future … Continue reading →

Budgeting Help for a Single Parent

You know you SHOULD do a budget, but you may find yourself living paycheck to paycheck and being too tired, overwhelmed or uneducated to know how to go about designing a budget that will actually reflect your family finances and help you to plan for expenses. Where can you turn for help and what can a single parent do to learn more about budgeting? Help with budgeting may be as close as your bank or credit union. Many have customer service individuals who may be able to help you and more and more banks have budgeting information available with online … Continue reading →

The Phone Call Balance

When I first starting dating my husband, he shocked me with what I thought was an unusual money strategy. Whenever he was about to spend money, he would just call his bank to see how much he had. That was how he knew if he had enough to buy something. What! I thought… no checkbook, no budget… who was this man? I couldn’t believe he had managed to function for years on his own with this method of money management. As the years have gone by and I have met and helped many people with their finances, I am surprised … Continue reading →