Search Results for: blog never too late to start saving

Money-Saving Mom Moves

School starts here in just a few weeks. Never mind that Target and Wal-Mart erected their school supply displays on the day after Fourth of July. “Mommy, is summer over?” my 7-year-old asked as we strolled by the cases of new pencils, pens and binders on JULY 5th. For weeks, I’ve resisted going near those aisles. I’m dreading having to dig deep to purchase all new supplies, plus uniforms, shoes, and the 17,000 other accessories that students need to tackle a new academic year. Unfortunately, I’m going to have to snap out of my denial phase pretty soon. Sure, my … Continue reading →

A Fresh Start

Over at the Scrapbooking blog, I post a lot about photo organization. After all, there’s no way you can create a cohesive memory book layout if you can’t find pictures to match your theme. With the advent of digital photography, snapping images has never been easier. Unfortunately, having the ability to take 183 pictures of your daughter eating her first slice of birthday cake isn’t all that it’s cracked up to be if it requires an hour of searching through computer files to locate the perfect shot. What’s more, there’s really no sense in transferring images from your camera to … Continue reading →

Never Too Late to Set Up a Budget

Newlyweds are the most likely to set up a budgeting plan. This is especially true when they begin the adventure of saving for a house and then eventually purchasing one. But budgeting is something we can benefit from no matter how long we have been married. Lately my husband and I have come to realize that we need to get back onto a budget. Since I work as a freelance writer my work is kind of like feast or famine. I have my really good months where we can spend a little extra on things like going out to dinner … Continue reading →

The Late Late Late Question

One of the things that can drive an instructor crazy is the ability of a student to ask a question way too late. I’m always getting things from students too late: assignments, papers, and e-mails. Questions are particularly troubling when they are of the kind that indicates the student didn’t know about something or other and that the instructor should show some type of mercy regarding THIS student in THIS specific situation for THIS reason. I love helping my students, but at the end of the day the students have to help themselves. At the end of the semester it … Continue reading →

The Money Saving Benefits of Spring Cleaning

With the exception of Kate from Jon & Kate Plus Eight and the British ladies on “How Clean is Your House,” I’ve never seen anyone who really enjoys cleaning. Maybe I am watching too much reality television and not getting out enough, but tell me, do you like to do heavy cleaning? If you are like me and need some extra motivation, here it is. There are actually money saving benefits from spring cleaning. I’m serious. Here they are. The obvious benefit is by doing a good spring cleaning, you are eliminating a lot of allergens that might otherwise go … Continue reading →

Get Started on the Appreciation Box for Valentine’s Day

Happy New Year! In 2009 you can vow to better appreciate your spouse. Here is one idea that I adapted from a parenting discipline method. it works wonderfully for married couples, too. I call it the appreciation box. As you are cleaning up from the holidays, packing away the decorations and gathering up all of the wrapping for the recycling pile, pick out a small box to save. It could be a shoe box or even a square tissue box. Take this box and decorate it for Valentine’s Day. Label it “The Appreciation Box.” Yes, I know we have another … Continue reading →

Sizzling Savings During the Dog Days of Summer

As a child growing up in Hawaii I never quite understood why so many tourists would come to play on the islands’ beaches in middle of summer. Obviously, during the months of July and August it wasn’t the balmy temperatures that drove them there. Eventually, I figured out that most families plan their trips to the Aloha State to coincide with their children’s summer break from school, and while they might prefer to visit during the winter months doing so in July made more sense. And when you are traveling with a gaggle of children why wouldn’t you look for … Continue reading →

Take Advantage of Automatic Savings Plans

Most of us are weaklings when it comes to money. There are so many fun things to buy and interesting ways to spend. How can we keep on track? The simplest way to ensure you actually save for the future is to use automatic savings plans. There are many ways to pay yourself first. Systematic investing through automatic accounts help you stay on track with your long term goals. One method of automatic saving is through your own bank. You can arrange to have an specific dollar amount withdrawn from your checking account each month, much like paying a bill. … Continue reading →

Six Reasons Why You’ll Never Regret Adopting a Dog

Photo by Bethan Hazell I happen to love my pound hound with my entire heart and soul. I know others, such as Aimee who rescued her Lally and Moose from shelters, also feel the same. Since October is Adopt-A-Shelter Dog Month, I thought I’d honor it by listing some reasons why adopting a dog will be the best decision you ever make. Reason #1: You’re Saving a Life Some shelters are no-kill, meaning the animals will stay there until the right home is found for them. But most shelters only have limited resources –space, food, and money. That forces them … Continue reading →

Are You an Overweight Mom Too?

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Some time ago, a good friend of mine decided that she needed both accountability and support in her weight loss efforts. She decided to start blogging about what she was going through and how she was dealing with it. The title that she chose for her blog was quite simple “Diary of an Overweight Mom”. What Cathy did by starting that blog was amazing. She got other mothers talking about the things we all go through. Not only did Cathy write a great series of blogs but she also spurred the creation of a forum just for us overweight moms. … Continue reading →