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Frugal Tips for Summer Activities

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Summer vacation is a great time for families to go out and do things together. Visiting amusement parks, dining out, and staying in hotels can end up costing a lot of money. Travel expenses can quickly add up, too. Here are some frugal tips that will help your family enjoy summer vacation without having to go into a lot of debt. Pack some snacks. Make use of your child’s lunchbox this summer. It is the perfect container for easy to eat snacks that your family can bring along on car trips. Instead of stopping the car at the nearest fast … Continue reading →

How to Save Money at Oriental Trading

Oriental Trading is my go-to for supplies when I am planning a big birthday party, as I am doing this year. They have a ton of stuff, from decorations to crafts to goodie bag items. It is easy to find items to fit practically any theme. The spending could quickly get out of hand, unless you know the Oriental Trading money-saving secrets. My youngest, who usually gets short-changed in most things, by fortune of his birth (hand-me-downs and a much slimmer photo album) is finally getting his do with an elaborate (for us) knight-themed birthday party. He is inviting all … Continue reading →

5 Things to Make From Scratch to Save Money

Homemade is usually best, especially when it comes to saving money. Here are five things you can make from scratch to save money. They include homemade cleaners, food prepared from scratch, baby items and more. Pizza Pizza dough is quick and easy when you make it in a bread machine. Even with loads of toppings, two large (restaurant large, not supermarket large) thin-crust pizzas will cost you around $4. For a little more money, you can buy prepared dough, but of course making your pizza completely from scratch means a lower cost as well as a lack of preservatives and … Continue reading →

Don’t Forget the College Spending Money

Once you get through paying for tuition, text books, room and board, supplies and activity fees, there is one more expense you have to count in–the monthly spending money that your college kids will need. Most college websites are very helpful with suggestions of how much money your student will need, with suggestions averaging $200-$300 a month, minimum, to cover expenses from laundry to shampoo to late night pizza runs. While these suggestions are helpful, the real amount is going to depend on your student, where he or she goes to school and what kind of lifestyle he or she … Continue reading →

Tips for a Budget-Friendly Family Vacation

When the thought of taking your family out to dinner makes you cringe because of the expense, it is hard to contemplate taking everyone along for an actual vacation. Even though money concerns may make it seem as though you will never get away, you do have options, a number of them in fact. Here are some ways that you can stretch your vacation budget. 1. Look for the budget airline hubs Although airfare prices seem to be rising, there are a number of airline hubs that tend to have the cheapest airfare tickets. Some places are just less expensive … Continue reading →

Two Tips for DIY Fall Decor

Have fun this fall by creating your own autumn-themed decorations. If the final product doesn’t excite you, the money you save handcrafting your seasonal masterpieces certainly will. However, if you are not exactly a Martha Stewart prodigy, but want to take a stab at making affordable fall decor, consider these simple starters: Twig Candles: Take a stroll around your neighborhood or a local park and collect small twigs. You will also need a medium to large size candle in a glass holder, scissors, glue and twine. To make the decorative candles, cut the twigs to three-inch lengths. Next, stand the … Continue reading →

Medicaid in Two States, and Some Insurance Tips

What did you miss on the Insurance Blog this week? The Week in Review is a great way to “ketchup” on the blogs that you didn’t happen to see when they first went up. Here is a brief description of each one, and a link that will take you to the whole story. These blogs went up between September 10, 2012, and September 15, 2012. Kentucky Bill Would Allow Fake Insurance Plans to Continue Medi-Share is not a real health insurance plan. It is a Christian “health sharing ministry” that doesn’t follow the regulations that insurance companies are supposed to … Continue reading →

Money-Saving Mom Moves

School starts here in just a few weeks. Never mind that Target and Wal-Mart erected their school supply displays on the day after Fourth of July. “Mommy, is summer over?” my 7-year-old asked as we strolled by the cases of new pencils, pens and binders on JULY 5th. For weeks, I’ve resisted going near those aisles. I’m dreading having to dig deep to purchase all new supplies, plus uniforms, shoes, and the 17,000 other accessories that students need to tackle a new academic year. Unfortunately, I’m going to have to snap out of my denial phase pretty soon. Sure, my … Continue reading →

Saving Money on Souvenirs

Enjoy your summer vacation without spending a lot of money on souvenirs. You don’t have to skip them altogether. Just use the following tips that will allow you to bring home the goodies without going into debt. The Penny Press Most popular locations, including Disney World, have pressed penny machines. For 51 cents, you can use the machine to press a design into a penny. Usually, there are several designs to choose among, and the pressed pennies are fun to collect. You can even purchase a special book to keep them in place, or make one of your own. Local … Continue reading →

Theme Park Discounts and Savings Tips

Are the kids clambering for a theme park vacation this summer? Are you clambering for a way out of the great expense of it? You don’t have to. Just take advantage of these theme park discounts and ways to save on your theme park vacation. Make their dreams come true for less. Local Theme Parks Residents can often get deep discounts on local theme parks. Even without this benefit, lesser known parks can often be much less expensive than the bigger ones. Plus, you may save a bundle on travel expenses. Find out if there any theme parks in your … Continue reading →