Search Results for: blog money that saves money

How Being a Stay-at-Home Parent Saves Money

Are you a stay-at-home parent or want to be? Good news! While you may not be earning and income, chances are you are saving a ton of money. Here is how. Child Care Fees Let us start with the obvious, child care fees. If you aren’t staying home with your children, you will probably need to pay for child care. The cost of child care can be high, sometimes wiping out any income you are gaining by working. Obviously this depends on your position and income level, but it is the first expense you should allow for in your budget. … Continue reading →

The Notebook Effect: How Writing Everything Down Saves You Money

Sometimes when we need to cut even more, the only solution is to make ourselves accountable, to pay attention, to have our spending put right smack in front of our face. It is when we ignore our spending, even our small stuff, that things can get out of hand. One of the ways to do this is to get a notebook and keep track of daily spending, whatever it is. Spent $198.57 at the grocery store, write it down. $4.74 on a latte? It goes in the book. $12 at the library book sale? Yup. $1 for mints on the … Continue reading →

Saving Money at the CSA

Today was my first pick up at our CSA (Community Sponsored Agriculture) farm. My friend Amy and I met there. Sharing a full membership can be a great way to save money. Often, a full membership is less than the cost of two half memberships. Plus, if one of you goes on vacation, the other can still pick up, so that week’s share isn’t lost. With Amy and I, we are going to alternate weeks. One week she will pick up the items and then drop my half off to me, the next week I will do the same for … Continue reading →

De-Cluttering Our House Has Lead to Saving Money

One of the lovely consequences of doing a huge de-clutter of our home and living with less is that we are actually saving more money! That is right, there is more money at the end of each month, despite rising food and gas prices. How is this possible? Well, analyzing things lately, here are some of the contributing factors and the connections that I can see from our budget since we have been de-cluttering, including some things that will be with us long-term. Bigger Tax Refund All of the donations that we made were itemized and served as charitable deductions, … Continue reading →

Save Money through Repurposing

Everyone is looking to save money these days. We tend to not be so quick to throw something out because you just never know when it might come in handy. Well let me introduce you to the idea of repurposing, which is similar to recycling. The difference is that you are extending the life of something and finding a new way to use it. This sometimes requires making some changes to the item, such as cleaning or painting it. Other times you are using it in its original form, however, in a brand new way. Think of it this way. … Continue reading →

Where the Early Bird Saves Money

In my home, we have two different camps. Those of us who are the early birds or morning people, and those of us who can party all night, well, at least stay up way past bedtime. Since I happen to be writing this at 4:30 in the morning, guess which camp I fall into. There is something to be said for early birds. Not only do we get the worm, but we also get the savings. That is because if you can get to things early, you can usually get the best prices in the following areas. The Movie Theater … Continue reading →

Road Trip? How to Save Money on Gasoline

Getting there may be half the fun, but it is probably also half the cost. Gas prices these days make up a big chunk of the vacation budget when you plan a road trip. Here are some ways that you can save money on gasoline and stretch your dollars. Get Your Car in Shape A well-running car can save you money because it tends to use less gas to go the same milages as a car that is not optimized. Some areas to check on your car include oil level, proper tire inflation, working spark plugs and good quality tires … Continue reading →

Teaching Kids about Money

Do you give your child an allowance? Do they know how to save? Do they know how to earn? Money is one of those necessary evils of life so it is important that you teach your child the basics while they are young. Most kids get a little money here and there, whether it is from a weekly allowance or money from the tooth fairy, but do they know what to do with it? What do they really need to know about money and how do you teach it when you hardly have any money yourself? Here are a few … Continue reading →

Save Money and Time by Staying Organized

Did you know that being disorganized can actually cost you money? It’s true. If the information that you keep regarding your finances is not organized and kept in a dedicated place, there are a few ways in which you can lose money. By taking the time to organize your financial information, you can stop losing money and even save time too. One important tool for keeping your finances organized is a calendar. You can choose to write financial information on your regular calendar or on a separate calendar that is dedicated to money related items. Writing down when all of … Continue reading →

Saving Money At The Grocery Store

I am forever pinching pennies as a single Mom, sometimes I feel sorry for those poor little pennies! In our house it seems like the only thing we really have any control over is what we spend on food. I’m not good at clipping coupons, wait, I’m good at clipping them, just not remembering to use them. I used to be really organized when it came to couponing, not so much anymore, but I do have lots of hints on how to make it easier for those of us who are not professional couponers. 1. Look for coupon websites in … Continue reading →