Mileage-Based Car Insurance

Recently the girls and I went to a birthday party for a friend’s daughter who was turning eight. My friend is a former foster mom with two children whom she fostered as a sibling group and subsequently adopted. She and her children have been at all of Jessie’s birthday parties and I’ve been at her children’s since we met. My friend stays in contact with members of her children’s biological family and the kids’ adult brother came to the party. This young man has turned out very well. One of the things he talked about at the party was what … Continue reading

Car Payments

Are car payments eating up your wallet? The cost of two car loans can often be as much as your mortgage. Is it really worth your money to have two newer cars? A friend of mine was recently explaining how she wanted to quit work and be home more with her kids, but she simply couldn’t afford it. We started talking about some of her large expenses and she proceeded to tell me that her loan payments for her two newer cars exceeded $700. Then, adding in car insurance and registration fees, she was paying out almost $1000 a month … Continue reading

End of Year Accounting

It’s New Year’s Eve, and for a lot of people, that means preparing to party. We’re kind of boring at my house. We got all partied out last week, with Christmas. But for us, the end of the year means something else – tidying up our accounts to get ready for next year. My husband and I have run our own businesses from home for quite some time, in addition to his full-time work. The paperwork is a pain, but we do enjoy other benefits. At the end of the year, we make sure to do the following things: 1. … Continue reading