Frugal Living Month in Review: July 2008

Posted on August 1, 2008 by Mary Ann Romans

July went by so quickly for us! There were so many fun and frugal activities and events for us to explore, from a science camp to free movies and sand sculpting. I hope your July was equally fun and frugal. Summer is a busy time, I know. Did you miss any frugal articles last month? If so, here is an opportunity to catch up on what you missed. There are new ways to save money on food, clothing, kids, gas and more. Feel free to leave a comment on any frugal post. I read all of the comments myself, no … Continue reading →

Money Month in Review April 2007

Posted on April 30, 2007 by Miriam Caldwell

This month in Money there were several great blogs on a variety of topics. There were blogs on budgeting, allowance, debt and credit card scams. Here is a synopsis of everything covered. Michelle shared her accomplishment of being debt free in Debt Free, Debt Free, Debt Free at Last. If you are already debt free or close to there you can read Debt Free! Now What? to learn the next steps to help you on the path to financial freedom. You can read about what to do with the extra money that you have each month. Michelle also warned us … Continue reading →

Mid-month Budget Crisis!

Posted on April 26, 2007 by Miriam Caldwell

When you first start a budget, you may end up overspending in some areas. If you have an accident, lose your job or another catastrophe, then you may find out that there is no way that you are going to make your budget for the month. You really have three options available to you. The first is to not spend any money at all, since you have overspent for the month. You can make do with the groceries in your house, and stay home since you do not have any money to buy gas. You may just be hoping that … Continue reading →

Five Steps that Will Help You Go on A Spending Break

Posted on February 20, 2013 by Families.com

If you have an unexpected bill, want to take care of a new purchase with cash, build up an emergency fund or just get closer to paying off your overall debt, you might want to consider going on a spending break. How much extra money you accumulate will depend on what you normally spend in any given time period plus how long you decide to stay on your spending break. Saving $500 this month is not unthinkable for most families. Before you get started with a spending break, you’ll need to have a plan to ensure the best success and … Continue reading →

How to Establish an Emergency Fund

Posted on December 6, 2012 by Families.com

An emergency fund is an important part of a healthy family budget, and it should always be established as soon as possible. Having a healthy emergency fund could mean the difference between surviving a financial crisis intact or winding up in serious financial difficulty. It is the law of averages that at some point in your life, you will be faced with a serious financial crisis. This could take the form of a job loss, a medical emergency, or a large and unexpected repair that is needed on your home. How much money should be in an emergency fund? First … Continue reading →

Do You Have a Frugal “Do”

Posted on April 27, 2007 by Traci Anderson

Well, it was the first really warm day of spring here in Montana. As I spent the day lounging in the sun with my kiddos, I was suddenly thankful for my frugal “do”. This winter I decided to make a rather drastic change to my look. I went from being a ditsy, yet fun-loving blonde to being a smart, serious and professional brunette. (Okay, at least that was the “look” I was hoping for.) There were a few reasons I made the change. First, I’ve been going through a bit of a pre-mid life crisis. I was invited to my … Continue reading →