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Making Financial Resolutions

Tis the season for New Year’s resolutions. For many, the start of 2012 ushers in a fresh commitment to get financial affairs in order. This can take shape in a variety of ways. For example, some people may be inspired to take on another job to pay down debt. Meanwhile, others plan to spend less on necessities, or go cold turkey on impulse buys. For tweens and teens, January is a great time to line-up summer employment. With jobs so hard to come by in this dismal economy, students can no longer wait until May in order to start their … Continue reading →

How to Make Better Financial Decisions

There are many popular New Year’s resolutions that people make regarding money. You may have decided that 2012 will be the year that you earn more, spend less, start saving for retirement, pay down your debt, or any number of other things. There is one very general resolution that does not sound very grand or exciting which can help you to take many different kinds of steps forward in the personal finance department. Have you considered “make better financial choices” your money resolution for next year? You may or may not have heard the old saying “if you do what … Continue reading →

Six on Sunday: Romantic Resolutions

Good morning, I love Sunday mornings. It’s the one-day of the week that I don’t have to be anywhere or run any errands unless I want to. It’s a great morning for snuggling on the sofa and watching cartoons with the kiddo or going out for a long and lazy walk with the dog while she rides her bike. It’s also a great day to get romantic with your spouse because hopefully your both free of commitments and obligations and you can focus on each other and your family. So here are six romantic resolutions you can choose from for … Continue reading →

Talkin’ ‘Bout a Revolution

Happy New Year! You know it’s going to be quite a year when you wake up on January 1st to your 8-year-old whispering in your ear:  “Mommy, what’s your New Year’s revolution?” I wish I could’ve come up with some incredible intention that would result in earth-shattering changes, but alas, I doubt vowing to lose 15 pounds is going to do much to bring about world peace or alleviate the financial crisis. Still, the start of the New Year is an excellent time to discuss the meaning of resolutions with your children. It’s even better when they initiate the conversation. … Continue reading →

Cut Your Food Bill By Eating at Home

If you are trying to save money this year, you may be looking for ways to cut your household expenses. If you have not done so already, you may want to think about cutting back on dining out. Dining out is often viewed as an enjoyable thing and a convenient option for those of us that are short on time and would prefer not to use our time cooking or cleaning up the kitchen. The good news is that with a little advance preparation and planning, you can spend relatively little time in the kitchen and enjoy nutritious and tasty … Continue reading →

Money Week in Review Jan 27 – Feb 2 2007

Miriam and I have both been writing about money this week from the perspective of saving, as always, but we also got quite a bit of new ideas down for you. What to do if your toddler asks you for money and making financial sacrifices for your children. Here’s the week in review with a short quote from the beginning of each blog post: 01 Feb 2007 How Are You Going to Spend Your Tax Refund? by Miriam Caldwell What are you planning on spending your tax refund on? There are several options available for you. No matter what you … Continue reading →

A Moment of Quiet Reflection

I wanted to take a moment while it was quiet here in the house (my husband took the kids to do some errands) and before we make good on a promise to our daughter to go see the film Happy Feet to reflect on the year that lies behind us. Part of the cleaning up of the previous year includes packing away the memories, savoring the good and letting go of the bad. Good Memories We savor the good memories because good memories, like a fine wine, grow far sweeter as they age. Think of the moments and feelings that … Continue reading →

A New Year, a New Budget

You may be making New Year’s resolutions regarding your money situation, or you may simply be taking the time to check in and make sure that you are still headed down the right financial path for your current goals and dreams. The beginning of the year is a great time to sit down and make a new budget. As you do this you may want to consider some ways to increase your take home pay, as well as ways to cut expenses so that you can achieve your financial goals. 1) You can sign up for a flexible spending account. … Continue reading →