Earn Money Selling Children’s Clothing

Selling children’s clothing can be an easy way to earn money! You can make your own hours and work as much or as little as you like. Whether you need an income that will allow you to stay home with children, a fun project that will earn money, or some extra cash to put toward debt, consider earning money by selling children’s clothing. How to Get Started The nice thing about selling children’s clothing is that, if you have children, you can start with the items that they have outgrown! This means that initially, there is no cost to you. … Continue reading

Think Positively and Save Money

Thinking positively can help you save money. When you focus on the blessings in your life rather than on the things you don’t feel that you can afford, you will naturally be happier and require less of the material things. Also, thinking positively may help you figure out creative solutions the next time you feel as though you need to acquire something expensive. We do our best thinking when we are in a positive emotional state. Here are some ways that you can think positively about being frugal and consequently save money. Have goals and imagine how your life will … Continue reading

Teaching Money to Kids

At a Glance: Product:  Family Mint Money Management Certification Program Ages:  10 and up.  You can begin as early as 6 year old if you use the website as well. Use:  A family tool to teach children to how to handle money properly to ensure a secure financial future. Duration:  2 months Homeschool Method:  Any.  The program includes online resources and a workbook.  If you prefer the workbook only it is all inclusive and no internet needed. Cost:  $29.99 as a special introductory offer for the 60 page workbook plus a lifetime subscription to FamilyMint Premium and online only for $24.99 a year … Continue reading

Saving Money with Home Repairs

So last month I covered the cleaning aspect of housekeeping.  I mentioned in the beginning of this year that housekeeping encompasses cleaning, home repairs, decorating and organizing. For the month of February, the focus will be on basic home repairs.  Knowing how to do some of these can help save money. This past week I got to experience a taste of this after discovering a leaky pipe in my kitchen.  Normally leaks come from underneath the sink.  But this one was coming through the cabinet next to my sink. It unfortunately required my husband, who is not a plumber, to … Continue reading

What Not to Do in Front of Your Kids When It Comes to Money

Children learn what they see. It is a true statement for any kind of behavior including money management. Children’s attitudes toward money and whether or not they will be able to make it work for them as adults has much to do with their parents. If you are married, think about any differences that there might be between you and your spouse, regarding any issues having to do with money. Is one of you more a saver than a spender? Do you approach investing or debt the same way? Chances are that you may each have different ideas about handling … Continue reading

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading

Free Websites that Teach Your Kids about Money

Teaching kids about money, where it comes from, how to make it grow and how to use it responsibly is one of those things that many of us mean to get around to doing, but don’t often seem to complete. In fact, money lessons should never really come to an end. As society, the economy and technology changes, it is important for us all to keep up, and pass on the skills, knowledge and advice to our children. Fortunately, we don’t have to do this alone. There are a few really good websites out there that will help us teach … Continue reading

The Difference Between Saving and Investing: An Important Distinction for Kids to Learn

You can save or you can invest. It is a distinction that many adults struggle with as a concept. How then can kids understand the difference, and why is it so important? Most kids who are introduced to the concepts of money tend to be conservative. They like to hoard as much of their money as they can and save up for things. That is a great phase that can be utilized by parents, caregivers and teachers to teach the value and the responsibility of money. Unfortunately, most kids do not get any instruction past those initial lessons. Many experts … Continue reading

8 Things Kids Need to Know about Money

It is never too early to start teaching your children about money. While many parents shy away from discussing financial issues with their kids, this can be one of the biggest mistakes that they make. Instilling good habits and a basic understanding about how finances work can give your child an edge that will stay with him or her for a lifetime. 1. There is a difference between the things that you want and the things that you need. Wants versus needs can be a tough concept for kids to understand, but teaching them that real necessities must be met … Continue reading

How to Get More Fun for Your Money

You can be happy with less money. It all depends on how you use it and what it does for you. Apply your money in the ways that will make you happiest. Be purposeful in how you spend your cash, and your life will be enriched, even on the tightest budget. Choose Experiences Instead of Materials Experiences can be one of the best investments of your money. Long after the money is spent, you will look back on the time with many fond memories. Money that is used toward experiences generally leaves people feeling that it was absolutely worth it. … Continue reading