Ways to Save: Investing in Real Estate

Thinking of a retirement fund? Would property do the trick? Those of us who do not have a pension from work need to be pretty creative in planning our retirement. One of the ways to be creative in the long term is investing in property. Now, if you own your own home that may be an investment. As you age, you might decide to move and then you can sell your home, hopefully for much, much more than you invested in it in the first place. You can save that money and use a little bit of it for an … Continue reading

Financial Preparedness Advice from Money Bloggers

One important part of preparing for the future is having your finances in order. The money blog here at families.com is a great resource for learning to budget your money, save, invest, and get out of debt. Here are some great articles to read that will help you be financially prepared for whatever life has to offer: Preparing for death: Writing Down Your Wishes Everyone should have a will, especially those with children or those married with children from a previous relationship. The Basics of Estate Planning For more information on starting a will or trust, read this article. Getting … Continue reading

Investing in Real Estate

One of the most solid investments available is real estate. In fact today many people consider their homes their biggest investments, and plan to sell them and simplify when they retire. The nice thing about investing in real estate is that the property is going to rise in value over time. You may be thinking about investing in the stock market, but if you have enough money on hand you would do well to diversify and invest in real estate. The most basic investment is that of buying a home for your family. This should most likely be your first … Continue reading

Welcome to the Real Estate Blog at Families.com

I am a licensed realtor in New Jersey, and have worked in the residential market with resales, representing both buyers and sellers. Real Estate, investing, buying and selling a home, these are all very important money matters to most people. A home is often a family’s largest and most important asset. What’s happening with the market, interest rates, how to find a realtor, how and when to sell on your own, what to do to make your home more marketable, the process of buying your first home – these are all topics that will be covered here. Ask me your … Continue reading

Gift-giving This Holiday Season

I hate to say it, but it’s true. Halloween is next week, and the minute those orange pumpkins go on clearance, up come the Christmas decorations. I have to say, it weirds me out every November 1st to get in the car, flip on the radio, and hear Christmas carols. Really? On November 1st? The point is, the holiday season is bearing down on us, and we might be wondering what to get for a specific individual. I’d like to make some suggestions revolving around money. No, I’m not talking about putting a twenty in an envelope and handing it … Continue reading

The A B C’s of Money Part 3

Since I was having so much fun last month learning about new financial words, I think that I would like to continue doing that since I have only gotten to the letter “F” so far. As I learn more and more about money, I realize just how much I do not know about money and finance. That is not a good thing in my opinion because knowledge is power and my finances are definitely something that I want to feel empowered about. So, onward we go with more financial words. A guarantee is the assumption of responsibility for payment of … Continue reading

Small Changes That Can Make a Big Difference

With all of the attention that big-picture financial issues like the debt ceiling, social security, retirement planning, the real estate market, and so on, it can sometimes seem like the small financial decisions that each of us make many times each day do not have all that much of an impact. Those little things do matter, though, because both the good things and the bad things add up over time. By recognizing that even small financial decisions can greatly affect out big picture financial situation, we can learn to treat those every day choices with more care. Suze Orman, a … Continue reading

Things Wealthy People Do That You Can Do Too

Do you ever wonder what wealthy people do in order to stay wealthy? There are a few things that many wealthy people do that help to keep their bank accounts growing. There are also a few things that most wealthy people do not do, and they are just as important as those things that they do do. One very important thing that wealthy people do not do is that they do not spend all of their money. According to Thomas Stanley and William Danko, authors of “The Millionaire Next Door”, “wealth is what you accumulate, not what you spend”. Many … Continue reading

Money Attitudes: Secrets of the Millionaire Mind

Occasionally I read books about money. Usually these are books about how to save pennies, like The Dollar Stretcher. Sometimes these books are about how to live a simple life. Occasionally these books are about investing. T. Harv Eker’s Secrets of the Millionaire Mind is really none of these things. I found it on the bookshelf during one of my annual Christmas purges of unused stuff. I decided that it would be worth a read before it went to the thrift store. The Millionaire Mind is about how your attitudes towards money affect the way you spend money – and … Continue reading

Frugality Vs Risk

I have two competing money styles going on in my life these days. One is a frugal streak a mile wide, although it seems to have diminished to half a mile these days. This frugal streak comes from my upbringing. My parents were not particularly frugal, but money was always an issue. I remember many concerns about money when I was growing up, so as a young adult, my response to this was to be as tight with money as I could possibly be. This was facilitated by the fact that I didn’t have much of it to begin with. … Continue reading