Whew, I Almost Bought That! A Tip to Avoid Impulse Buying

I’ve got to stop checking my Facebook news feed, not because I have been spending too much time being distracted (although that is probably somewhat true), but because I keep seeing all of these special offers, such as the Amazon.com Lightening Deals (“liking” your favorite store pages is one way to see exclusive deals this holiday season). Yesterday I almost grabbed one. I actually added it to my cart. With one click, Amazon would have happily wrapped the thing up in the smiley box and send it straight to my door. It was a popular video game that I knew … Continue reading

Three Ways to Control Impulse Buying at Christmas

The shiny decorations, the pretty lights, the wonderful smells, the bustle of shoppers, the increase in commercials, and the demanding kids all combine at Christmas to raise the risk of impulse buying. Many debt services report that the number of phone calls they get for help really drops off in December, as people put aside the idea of debt and just go ahead and spend. Of course, the calls in January are another story. These agencies often see their highest traffic then, as people find themselves in debt crisis. Don’t let this happen to you. Control your impulse buying at … Continue reading

Impulse Buying

Impulse buying—we all do it. In fact, I would wager that every time we go to the store, we come home with at least two things we threw in our carts totally spur of the moment. An item here and there can’t really break the budget, can it? Well, if it’s an item here and there every time we go to the store, those extra dollars add up and we find ourselves wondering where all our money went. How do we keep that impulse buying under control? Here are some ideas. First, as you place something in your cart, ask … Continue reading

Stop. Back Away From That Impulse Purchase

Sometimes, money-saving strategies do not involve anything complex or extreme. In fact, sometimes, the simpler the strategy, the more likely it is that you will be successful in implementing it. One simple strategy for saving money is to stop and think before making any purchase, no matter how small. Impulse buying is so easy to do – you go into a store for one thing and before you know it, you have a basket or cart full of things before you get to the checkout counter. Advertisers design their in-store advertising and product packaging to grab your attention as you … Continue reading

Buying a New Lounge – Part 3

Decide on the type of lounge or sofa you want. Do you want causal or formal. A cane lounge will always be more informal and suitable more for a sunroom or family room than a traditional lounge suite. Fashion also plays a part in color choice. Back in the 1970s we had a lounge that was orange and brown striped velvet. It sounds awful now, but it was the height of fashion. Needless to say it dated very quickly and now when I look back on that I shudder. We later had it recovered in a more sedate fabric that … Continue reading

Eight Rules for Buying Groceries without Coupons

There are two types of grocery shoppers, the coupon cutters and the non coupon cutters. I have fallen into both camps at one time or another. While popular media may tell you that you can’t save money on groceries unless you use coupons, this is not true. The famous tightwad herself, Amy Dacyczyn, author of the newsletter (and now books) called “The Tightwad Gazette” was never a big fan of coupons. If you choose not to use coupons, then follow the following eight rules. And of course, they are good to know even if you do use coupons. Shop with … Continue reading

4 Ways to Avoid Impulse Buying

We’ve all been there, shopping around for something when something else catches our eye. We find that although we have lived without it for a lifetime, we still need to have that thing and have it now. So it ends up in our hands or cart, and our money ends up out of our bank account. Impulse buying can really rob you of your financial security, if it goes unchecked. All of those “little” purchases can certainly add up. It is best to avoid impulsing buying as much as you can. And so, I offer the following four ways to … Continue reading

The Pets Blog Week in Review for Aug 20-26

This week Aimee and I were joined by guest blogger Valorie Delp here in the Pets Blog. Here’s what we covered on: Monday, August 20 Aimee noticed something amiss with Lally’s neck so she referred to her pet first aid training in neck sores to tend to the trouble. Tuesday, August 21 Not to be one upped by his sister, Moose had to have a blog about him too. Aimee described his newest bad habit, which is a mighty yucky one indeed. Wednesday, August 22 In a three-part series, Valorie shared her Turtles in the ‘Hood experience, starting with how … Continue reading

Say No To Impulse Purchases

Impulse buying is extremely difficult to conquer, with all the great deals, and fun items out there to have. However, if you are trying to live a frugal lifestyle, and save money and cut costs, it is probably one of the biggest money eaters there is. With meal plans, budgeting, shopping lists and more, there is really no logical reason, why one would continue to impulse buy. For instance, if it is not on your grocery list, and you see it in the store, you didn’t need it anyway. It was not a part of your meal plan, it was … Continue reading

Living (and Buying) Unconsciously

Oprah Winfrey has been doing a series of shows titled America’s Debt Diet. During these shows, she has followed three families and their struggle with enormous debt. One way that Oprah explains why people get into so much debt in the first place is that they are living unconsciously. This thought really intrigued me. The more I thought about it the more I realized that it was true. Living unconsciously happens when we make decisions without regard to their consequences. We might do what feels good or makes us happy at the moment and repress thoughts of consequences or repercussions. … Continue reading