Search Results for: blog improving your personal financial future

Money in Your Golden Years

I once sat through a workshop sponsored by a company I used to work for where the guy in charge kept warning: “There are no do-overs when it comes to retirement planning.” He also added (in a very ominous tone) that if we messed up now we’d all be doomed to a life of penny-pinching in our golden years. Ah, memories of corporate America. Truth be told, the workshop leader’s scare tactics were quite effective. His advice was sound and bears considering regardless of whether you are self-employed or part of a multi-million dollar corporation. Retirement planning is important, as … Continue reading →

Improving Your Personal Financial Future

A recent poll shows that most Americans have been shaken by the recession and are no longer optimistic about the economy improving any time soon. In addition, researchers found that many people, especially women are fearful about their personal financial future. In many cases, women admitted to saving less for retirement because they are “just getting by” or are desperately trying to pay off current debts, including school loans. The poll’s results have many financial experts concerned that individuals are not building a large enough retirement nest egg. This is especially true for the female respondents who stand to suffer … Continue reading →

Stress-Free Savings

There isn’t a soul out there who doesn’t relish saving cash. However, many people don’t take advantage of money-saving opportunities because they feel it takes up too much time or energy. For example, my dad refuses to cut coupons as he feels it is a waste of his precious time. What he doesn’t realize is that he could potentially save hundreds of dollars per month by simply sitting in his recliner and working a pair of scissors for a few minutes each week. If coupon cutting or rebate programs are not your cup of tea, then consider modifying your lifestyle … Continue reading →

Look Good On Any Budget

I love clothes. However, my wardrobe has been looking rather shabby and not at all chic for quite some time. The reason? I have not had much time or money available for clothes shopping over the past couple of years. This afternoon while I was looking through my drawers for something to wear, I realized that there are probably ways that I can freshen up my wardrobe even with a very limited budget. Sure enough, there are tons of tips online for how you can look great for less. Here are a few that I intend to try. If you … Continue reading →

Don’t Tolerate Bullying By Bill Collectors

Are you feeling like you receive more phone calls from bill collectors than you’re your friends and family combined? Getting those calls can make you feel awful – chances are that you are well aware of the debt but you are simply not able to pay it at the present time. You may avoid picking up the phone because you do not feel like there is anything that you can do about the debt, so why bother. Unfortunately, bill collectors are allowed to call you in an attempt to collect money from you. Fortunately, there are rules that they must … Continue reading →