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Don’t Lose Money on Your Tax Refund

The approaching new year means that it is time to begin thinking about filing taxes. You have seen the advertisements for the tax preparation places that offer to not only prepare your taxes, but also actually will give you your refund a lot faster than waiting for your refund from the IRS. It is important to realize that you are actually taking out a loan against your return, and you are paying high fees and interest rates in order to receive the money sooner. Unless you are in dire need of the money (they are about to foreclose on your … Continue reading →

Have You Been Reported to ChexSystems?

If you have made some mistakes in your past and have been reported to Chexsystems or Telescan, you may have difficulty opening up a new checking account. Generally a bank will not report you to either of these services unless they have closed down your account because you were overdrawn for a long period of time. The systems are set up to protect the banks from opening up accounts that will end up overdrawn and in the negative. These accounts do end up costing the banks money. If you have been reported to these systems and you want to open … Continue reading →