Five Little Grocery Shopping Tricks: The Limit Sale

Have you been wondering why your grocery bill seems to be increasing every month? Maybe it is because you don’t know about these five little grocery shopping tricks. Grocery stores often use different marketing techniques to get you to spend more than than you planned to spend. don’t be sucked in to the madness. Know ahead of time just what the store is trying to do so you would stay from your budget. In this series, I’ll go through the five little grocery shopping tricks and tell you all about them, including how to avoid having the store take advantage … Continue reading

When Changes Need to be Made in a Rush

I often advocate taking your time when it comes to research and problem-solving in your home business. I generally think that if we can slow down, take our time and do our homework we tend to make better decisions and choices and be less stressed about it. It is not always possible, however, to slow everything down and do a thorough investigation—sometimes we are forced to make changes and adjustments and we have do to it in a rush… To be fair, sometimes the quick decisions and changes turn out to be the best. Other times, it can just be … Continue reading

Adjust Your Withholdings for the New Year

An important thing to do at the beginning of the year is to take the time to make sure your withholdings are accurate for your family. You can also easily adjust the amount you are having put into retirement, and savings at this time. You can easily figure out how much you should be withholding by using the calculator provided by the IRS. Here are five reasons that your withholdings may have changed in the last year. 1) You have had a child. This will increase the tax credit that you can claim. You should adjust your withholdings accordingly. You … Continue reading

Five Times You Need to Adjust Your Budget

If you have a set budget for every month, and have found that you can pretty much keep it every month. You may not give it much thought. If you are using the envelope system then you stop spending when you are out of money. If you have an emergency fund or sinking funds set up, then you use those to cover emergencies, and put your extra money into building those accounts back up. At this point, your budget is not going to be something you focus on all of the time. There are several events that will cause to … Continue reading