Three Reasons Why Low Interest Credit Card Transfers May Put You in Debt

Many of us seek to take advantage of those low interest credit card transfer offers. With a low interest credit card transfer offer, you can take the debt you have on one credit card and move it over to a new card that gives you a lower rate of interest. With lower interest, you will save more money, right? If your credit score is still decent, you will find yourself getting a lot of these offers in the mail. Switching from a 12 percent card to a five percent card seems like a great way to speed up your recovery … Continue reading

Pile Up Your Laundry (And Save)

Do you need an excuse to let your laundry pile up until it is what is affectionately known in our house as Mount Washmore? If you would rather procrastinate until the last pair of underwear is worn and the favorite sweater hasn’t been seen for a month, then keep reading. I have a great reason for letting your laundry pile up to the ceiling. You’ll actually save money. Yes, I know that there are some of you out there who are shuddering right about now. After all, what would FlyLady say? What about those teams of certified organizers? Doing one … Continue reading

Two Dozen Motivating Reasons to Lose Weight:

I’m happy to be guestwriting in this blog. You can also find me at the Adoption Blog here on Families.com, where I’ve written for over 2 1/2 years. Our responses to food are often not totally planned. Try programming your brain to think in new ways by reading, every morning and evening, your reasons for losing weight and possible things you can tell yourself in a tempting or difficult situation. Here are two dozen of my most serious motivations for losing weight. (My next blog will share two dozen more light-hearted–but sometimes no less motivating–reasons.)Maybe some of them are yours. … Continue reading

The Five Minute Bedroom Pick up

The bedroom can be one of the most neglected areas of the home. Since it isn’t usually a room that is in the general flow of the household or a place that company gets to see, it can get pretty cluttered. This is a shame, because a cluttered bedroom isn’t peaceful or serene for sleep. Here are some tips on having a five minute bedroom pick up. Make the bed Making a bed actually takes less than five minutes. Making the bed is important, because it establishes a routine for the bedroom pick up, and it is amazing how neat … Continue reading

7 Frugal Reasons I Won’t Be Going Shopping on Black Friday (2)

In yesterday’s post, I shared two of the major reasons why shopping on Black Friday isn’t very frugal for me. If you missed that post, you can click here: 7 Frugal Reasons I Won’t Be Going Shopping on Black Friday Now. I’ll share some more reasons that the Black Friday craze could actually cost me money not save me money. 3. The danger of overbuying things on Black Friday is high. We can all get caught up on snagging the deals and “winning” the bargains before everyone else gets a chance. But saving $100 off of a high-end-computer is still … Continue reading

Five Reasons to Stockpile Food

Among frugal living people, there is sometimes the debate about stockpiling food. Critics of stockpiling food point out that the money used on stockpiled food could be put in a bank to earn interest instead of invested in food that might go stale or bad. They may say that with a general income that keeps pace with inflation, there is no sense in stockpiling. Or they say that the stockpile takes up too much room in the home, costing you livable space. All those reasons may be valid, but I still have to say that I am pro stockpiling. Recent … Continue reading

It’s a Gas—More Hotels Helping You Save Money This Summer

Who knew it would come to this? That hotels would actually be paying you to visit them? With the slew of gas saving travel packages being offered by lodgings from coast to coast, that’s pretty much what is happening–hotels, motels, inns and B&Bs across the country don’t want you to put the brakes on your summer road trip so they are providing generous discounts and rebates to travelers who choose to stay at their properties. Here’s a look at the latest offerings: COLORADO You can thank the Aspen Chamber of Commerce for this next gas rebate. The group is currently … Continue reading

My Inner Child Almost Cost Me Money

Curb your inner child when you are out shopping, or you could spend more than you should. Even as a mature, frugal living adult, I confess that there are some times when my inner child wants to sabotage our budget. This happened just the other day when we did some shopping at our local warehouse store. Although there are some great bargains to be found there (click here to learn about the top frugal picks), there are also many temptations. When we first walked in to the store, the first thing we are presented with is not groceries, but electronics … Continue reading

5 Reasons Traveling Light Can Save Money

If you can learn to travel light, you’ll save a lot of money. There are several ways that taking less with you on your adventures will give you a financial break. Consider pairing down your luggage to a carry on or lightening the load in your car. Here are the top five reasons that traveling light means a happy wallet. 1. You’ll save money in gas Packing your car to the gills can be the normal thing to do when traveling, especially when you have kids. Kids have so much stuff, right? But the more pounds you pack in to … Continue reading

Saving Money On The Road

One of the best gifts I received upon graduating from college was a membership to AAA. Sure the AAA membership and a new car would have been even more reason to celebrate… But, seriously, I consider the auto club membership one of the smartest travel investments a person can make. And these days who isn’t looking for a way to save money while on the road? From record high gas prices to sky-high airfare—family travel is not exactly cheap. However, there are a few ways you can make it from point A to point B without breaking the bank. The … Continue reading