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Do You Have a Dream Salary?

Do you have a dream salary or annual income figure, that you know once you reach it that everything is going to be okay? You will never have to worry about money again, because once you make $100,000 a year your worries are over. You may be surprised to realize that while many people feel that way, once they reach that income level things change and they are just as worried as they were before. Generally your spending level increases with each raise. So that magic number is not going to solve your problems, if you are overspending at $40,000 … Continue reading →

Attitude Affects Money

Attitude is everything. This common saying is true for financial matters as well. Your approach to spending and saving is ingrained in your attitude. Have you ever noticed how some people seem to get all the breaks, while others struggle with constant bad luck? What is different about these people? Think about it, do they approach life differently, have a different attitude? While it is not always the case, in general, people who seem to get all the financial good luck have a different attitude about money. We are all potentially at risk for a bout of bad luck. But, … Continue reading →

Remember the Date for Money

Today is certainly a day of remembrance and mourning for our country. But, it also can be a day of pride, particularly in terms of money and power. These terrorists didn’t randomly strike the World Trade Center; their intent was to break down the United States power. The power our country receives from its economy. Certainly the immediate effects of the September 11 tragedy caused a direct downturn of our financial systems, but it did not have the devastating results these terrorists had hoped for. If there are any money lessons to be learned from this day, it is the … Continue reading →

Money Week in Review August 26th to September 2nd

The next time you leave the house for some major shopping, stop and pick up the phone first. In Debbie’s Use the Phone article she reminds us all we can save time and money by calling around. Not only do you want to check and see if the store has an item in stock, why not call a couple places and do a price check as well. Then you will be well prepared to find the best deal, saving both time and money! Ever wonder how much your neighbors make? Curious to know how that co-worker was able to buy … Continue reading →

Do Your Spending Habits Reflect Your Income Level?

Have you ever been surprised when you found out someone else’s annual income? Annual income is something that is usually not discussed with others. This information is generally private, but people estimate how much money others make based on the cars they drive, the amount of money that they spend on a regular basis and how relaxed they may seem when it comes to money. However none of these factors can give a true picture about how much money a person makes. And in reality (well partially) it is not so much how much a person makes but how he … Continue reading →