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What are NCDs and How Can You Prevent Them?

An official with the World Health Organization, Dr Shin Young-soo announced Sunday that the Western Pacific is seeing an increase in NCDs, and that these NCDs are responsible for 75 percent of deaths in the region. Our own region is far from immune to NCDs. Here is what you need to know about them and ways to prevent them from affecting yourself and your family. NCD stands for Non-communicable disease. This refers to diseases that cannot be caught from another person or object contaminated by germs. Heart disease, cancer (although some cancers have been associated with viruses), stroke and diabetes … Continue reading →

At the Bottom?

There may come a point in your financial life when you are barely making ends meet. You are quite literally living paycheck to paycheck and possibly charging the difference and watching your credit card balance go. You do not know what to do or how to change the situation, but you know that you can’t go on this way. Here are five things to consider in this situation. 1) Can you cut anything else out of your budget? Generally the answer is yes. You can cut your food bill down. You can cut out cable or trips to the store. … Continue reading →

Money Week in Review: September 3-September 8

Money is one of the leading cause of marital problems. In Working on Your Finances with Your Spouse, Miriam offers some tips on making it an easier process. She also gives suggestions on what to do if your spouse does not want to get involved in the process. Do Your Lifestyle Choices Affect Your Budget? takes a look at the health choices you are making and whether or not they affect your pocketbook. It is important to realize that our decisions usually affect all areas of our lives, not just one. Debbie offers some great advice on teaching your children … Continue reading →

Seek Financial Assistance

Are you getting calls from creditors? Do you live from paycheck to paycheck? Are your retirement years sneaking up on you? Did your business recently fail? If you are here reading this blog due to financial problems in your life, I want to tell you… don’t be afraid to get financial assistance. Problems with money are often treated with the attitude, “if I ignore it, it will go away.” But, just like a medical problem, ignoring your money problems will not make them go away – it usually only makes them worse. What is often hard to admit is that … Continue reading →

Do Your Lifestyle Choices Affect Your Budget?

Have you considered how your lifestyle affects your finances? I am not referring just to eating out, spending money on new clothing every month or keeping up with the Joneses. I am talking about your lifestyle in regards to your health choices and the way you care for yourself and your family. Here are three specific areas that you may consider evaluating. Of course you ultimately will make the decisions about whether or not you feel that you need to change in these areas. 1) One area that really eats into the budget is smoking. The amount that you spend … Continue reading →