Today there are more and more specialty services. You can pay money to have someone do anything for you from putting up your Christmas lights, to mowing your lawn, or instructing you how to lose weight. For this next year, examine the conveniences that you are paying for and try to find just one expense that you can rid yourself of. Many times, a few extra minutes of our time and perhaps a few dollars in supplies can save us quite a bit of money overall. I am not asking you to cancel the pool guy, the landscaper, and your … Continue reading →