Depending on the Internet for Your Income?

I’m sure many of you heard about the glitch Gmail has been having, and I’m sure many of you were affected. I was one of those unlucky ones … I woke up this morning and logged on to be told that Gmail had deleted my account. I can’t even tell you the thoughts and feelings that coursed through me at that moment – this is a family-friendly site, you know. I’m sure you can imagine it, though. In addition to having friends and family in my e-mail box, I have contact information for all my clients. I’m a freelancer, and … Continue reading

When You Want to Stay at Home

Many moms, myself included, learned how to live a frugal lifestyle in order to be able to stay at home with their kids. If you are feeling the same way, but you don’t know where to begin, whether or not staying home could be a reality, or how to convince your spouse that it is possible, keep reading. I have real life advice and experiences. It Costs Less Than You Think For most people, having one parent give up an income to stay at home has less impact on your daily finances than you might think. This is because there … Continue reading

The Backup Broken Promise

This post is a warning. It isn’t simply about backing up your files. While it is important to back up your files this post is about more than just backing up your files because it is about what types of files you should backup. Now before you close the browser window or think that I’ll just be telling you to get rid of that awful (and probably useless) undergraduate paper you wrote with a group on the parts of a cell for a mandatory biology course I want to assure you that I’m not talking about that either (though you … Continue reading

Pregnant without Health Insurance

Women find themselves pregnant and without health insurance to cover prenatal care or birth for a variety of reasons. For some, the cost of health insurance is not within the family’s budget or the employer does not offer health benefits to employees. In the current recession, many people are losing their jobs. With these jobs, employer based health care benefits are often lost. Displaced workers have the option of COBRA to continue health benefits. However, the premium to continue the benefits is extremely expensive. Since the family has lost the income, they are often not able to afford these payments. … Continue reading

Personal Injury Protection (PIP)

Personal Injury Protection Also known as “PIP”, is a special form of “no fault” insurance that covers the cost of injuries to you, your family, and your passengers. PIP pays for medical expenses and loss of income caused by an auto accident regardless of which driver is at fault. PIP covers the medical and lost income costs those who were injured in your car. No Fault Personal Injury Protection can add to the basic auto insurance medical payments coverage because it often includes broader and more covered expenses. PIP may cover the cost of: Medical expenses Emergency Rescue Emergency Transportation … Continue reading

Frugal Ways To Share The Cost Of Food

It is really not that difficult to get into the habit of sharing the cost of food. But how do you go about doing it, when you have never done it before. Well, there are a lot of different ways. Angel Food Networks First, in some area’s there are angel food networks, which require a set fee each month (typically around $50.00) and you receive $100.00 worth of food. They order the food in large supply, take the time separate the orders that they received and then distribute the food at a set destination. You then come pick up your … Continue reading

Mystery Shopping: Make Millions of Dollars!

We’ve all seen the ads – “Make $80 an hour,” “Furnish your house for free!” or “Never pay for meals again.” Of course, they’re usually accompanied by a hefty fee for information. Information that’s often out of date and always available elsewhere free. Don’t fall for it. The number one rule in mystery shopping is Never Pay To Shop. Mystery shopping is a legitimate business, measuring customer service and letting companies know where they’re doing well and which areas need improvement. The pay is pretty much commensurate with the skill level. In plain English, you’re not going to get rich … Continue reading