Search Results for: blog delinquencies and credit issues

Credit Scores and Reports

Have you requested your credit report and score recently? If you did, you may have noticed a separate report that lists some information about your score. This accompanying report is as important as the score itself, so pay close attention to it. Most credit reporting agencies will provide you a separate statement in addition to your actual credit score. This statement is intended to provide you valuable information about why your score is what it is. While this statement will help you better understand your report and score, there are a few things to keep in mind. Firstly, no one … Continue reading →

Delinquencies and Credit Issues

As you learn more about credit scores, you may want to understand the details even deeper. Having good credit can make a huge impact on your ability to save and make money. Not only do lenders use your credit report to determine if you qualify for a loan, your credit score will also influence the interest rates you pay, whether a new employer wants to hire you, your insurance premiums, and housing opportunities. Given all that, arm yourself with the most information possible in your battle for great credit. Let’s start with the most important first; the primary impact to … Continue reading →

Chasing After Payments

In a perfect world, we would provide our services or sell our goods to our customers and clients and they would pay us. It sounds simple and it is the very foundation of a business. However, as many of us know, it does not always work that well. Many of us find ourselves hounding customers and chasing after clients. It is never fun, but often a necessary part of running our own home businesses. When I first started my home business and working on my own—I had two clients who were less-than-professional and just didn’t want to pay me (or … Continue reading →

Paid Off… Now What?

So, you have worked hard to pay off all that debt… congratulations! Unfortunately, it is still going to take some time to repair your history. The first step is certainly getting your debt in check. This will open all sorts of doors to financial flexibility in your budget. Not having that huge debt payment each month is almost like winning the lottery! Still, if you were having serious problems with debt before… it will take some time to rebuild your credit. The first step is to get some sort of installment loan or credit card, depending on your needs. A … Continue reading →

Week in Review for July 29th to August 4th

Do you even know what a delinquency is? Dig deeper into the words and meanings of the credit world in regards to your credit score in Delinquencies and Credit Issues. What exactly happens when your bill goes past due? How does the late payment show up and your credit report? In this week blog entry, Collection Activities, you can learn some valuable information to help you maintain a clean credit report. As more of our population enters their senior years, reverse mortgages are a major buzz word. What exactly are they and do you qualify? Learn more in Miriam’s article, … Continue reading →