If you are looking to put the brakes on out of control spending habits, financial experts recommend slicing and dicing your credit cards and using a debit card or cash to purchase necessities. Debit cards make it easy to keep track of spending. Since the card is automatically denied if you don’t have the cash in your account to cover the cost of the item you are purchasing, it’s impossible to buy things you cannot afford. Unfortunately, debit cards are not perfect. While they may look identical to credit cards, they don’t come with the same features. For example, if … Continue reading →