Insurance Blog Week in Review – Week of February 19 – 25, 2012

Every week, there can be anywhere from twelve to fourteen different blogs appearing on the Insurance Blog. It can be difficult to keep track of them all. The Insurance Blog Week in Review is a quick and easy way to “ketchup” on the blogs that you missed. Desk FDR Used as Insurance Salesman Gets New Home Before Franklin D. Roosevelt became President of the United States, he spent a few years working as an insurance salesman. The desk that he used to use is being donated to the Franklin D. Roosevelt Library and Museum. The Insurance Podcast Roundup went up … Continue reading

Insurance Blog Week in Review – Week of February 12 – 18, 2012

In a given week, there can be anywhere from twelve to fourteen different blogs appearing here. The Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on the news that you may have missed. Clinic Will Charge Unhealthy Workers Higher Insurance Rates The Cleveland Clinic is going to charge employees that are considered to be unhealthy a 21% higher health insurance premium. To avoid the increase, the worker has to see a doctor and follow the health plan the doctor prescribes. The Insurance Podcast Roundup for the week went up on February 13, 2012. Each … Continue reading

Cost of Care Announces Contest Winners

We have all heard frightening stories about how someone’s trip to the hospital led to a large medical bill, or to other insurance related problems. A group called Cost of Care did a contest where they asked people to share their stories. They recently announced the winners. Cost of Care is a non-profit organization that believes that doctors should understand how the decisions they make impacts what patients end up being required to pay. They are backed by Blue Cross Blue Shield of Massachusetts and by the Harvard Pilgrim Health Plan. They want doctors to have the information about the … Continue reading

How to Save on College Expenses

The one expense that most parents dread is college. We work ourselves up into a sweat and wonder how on earth we will pay for it all, and we start worrying in some cases before our children even take their first steps. Reducing the expense of college is a worthy goal. Here are some ideas that may work for you. Go Local Choosing a local school can have many advantages in terms of saving money for college. For one thing, most state schools will be less expensive than private colleges and universities. For another, going to a local school means … Continue reading

Funny Halloween Costumes

NBC’s “Today” show, “Live with Regis and Kelly,” as well as a number of other televised talk shows traditionally host costume contests on Halloween. If you live in the New York area or are willing to drive to the show’s studios (typically located in major metropolitan areas), then you can show off your craziest Halloween costume in front of millions of people. I don’t live any where near New York or Los Angeles and I am not very creative when it comes to holiday getups, but I love to watch others strut their stuff in their homemade Halloween creations. I … Continue reading

Being Frugal Is A Way Of Life – New FL Blogger Intro

Finally, I’m writing my Frugal Living introduction post. Better late than never, I always say. I wanted to say hello to my fellow FL living blogger Mary Ann Romans, and all of Families.com new bloggers. Since starting with this website about a month ago I’ve been having a lot of fun writing in my various topics. Being able to share and learn is a wonderful thing. As the title of my blog today states, being frugal truly is a way of life, not just one area of it. Many times someone may start out counting pennies in the area of … Continue reading

Frugal things you do that costs more

So many times as frugal people, we get these great ideas, that in the end can be more costly. We really need to think through our ideas and other suggestions we hear before trying them. Overpacking one suitcase, hoping to save money: On one trip to California, I decided to carry one suitcase at all costs. I didn’t want to pay the cost for an extra suitcase. Knowing I would need to carry two suitcases home, I put one suitcase inside of another, and packed the inside suitcase. At the ticket counter, however, it was clear that my bag was … Continue reading

Frugal is: Living in Your Van to Save College Costs

I hear about people living in their vehicles all the time, generally because they are down on their luck. Even famous people have been known to live in their cars during hard time,like Jewel and Tyler Perry, for example. Just two years ago Ken Ilgunas was called a crybaby for an article he wrote in the Buffalo News Opinion Column as he complained about being a college graduate and living at home. Here is an excerpt of the column he wrote: “Desperate times called for desperate measures, and I had no intention of living in a society that was as … Continue reading

Looking to cut homeschooling costs next year

Probably more then most other families, homeschoolers are feeling the pinch, since most are already one income homes. This means you will need to make some decisions on how to cut your homeschooling costs for next year. Here are some things to consider. Trade curriculums: Produce a “have” list of homeschool curriculums you have and no longer need and a “need” list of items that you want. Send it to all of the homeschooling families you know to arrange a trade, or even a sale, it that will get you closer to buying something else you need. Homeschool swap: Host … Continue reading

The Breakdown Cost of Raising a Child

We always hear all of these scary numbers about how expensive it is to raise a child. Unfortunately those numbers can be pretty accurate or even a little bit under, depending on your lifestyle. It is enough for some couples to decide not to have children at all. I’m glad I didn’t know about these numbers when we first started our family, because I might have panicked! Bankrate.com has broken down the numbers for the cost of raising a child based on the total cost released by the U.S. Department of Agriculture. These numbers apply to an average family making … Continue reading