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Creating a Cash Reserve

Everyone has heard the statement, be sure to save for emergencies. But how does this translate into real life and your budget? To protect yourself and your family from uncertain financial strife, it is important to create a cash reserve. Essentially this is a highly liquid cash account which you can easily draw from in an emergency. Types of situations where you may need this type of cash could be: • Car Accident • House Fire • Sudden Medical Illness • Theft • Death • Loss of Job • Injuries • Lawsuit Of course, none of these things sound pleasant, … Continue reading →

We’re Broke! Why Do We Need a Financial Planner?! Part 1

After my divorce, the financial planner who had worked with my former husband and I continued to call me every six months or so, wondering if I was ready to put a new financial plan into place. I was flattered, if a little confused, about why he was bothering with me. I had primary physical custody of our infant daughter, I was receiving no financial support from her dad, and I was working for a notoriously underpaying local non-profit. Let’s face it, I was broke. The answer to the question, of course, is that it is an undisputed fact that … Continue reading →

Wanted on Craigslist

Are you in need of something that you simply cannot find or afford to pay full cost for? Why not post your request in Craigslist’s “Wanted” section? The right person just may come along, read it and say to themselves, “hey, I have one of those that I have been meaning to get rid of”. The wanted section is a great feature in Craigslist. It enables the seeker the opportunity to obtain something that they want and need assistance getting. It offers the “giver or seller” the opportunity to unload something that they are looking to get rid of. They … Continue reading →

Money in Review July 15 – July 21

Do you have some money stashed away, for that rainy, stormy day? If not, then Creating a Cash Reserve by Debbie is a must read. Divorce is a rough time, no matter how you look at it. With so much emotion, common sense often gets overlooked. If you are potentially facing a major breakup, then take the time to learn some important money lessons in Miriam’s article, Four Financial Considerations When You Are Getting Divorced. Are you literally throwing money away? If you are missing out on your employer’s retirement program you just may be. Learn more from Debbie in … Continue reading →

Auto Savings Accounts

Saving is tough, especially with so much out there begging for your dollar. It could be the crying child in the store or the fancy new car advertised on TV, whatever the item, it certainly tugs at your purse strings. In addition, budgeting is a challenge and no matter how much you make, you seem to spend it all. Where does all that money go and how can we learn better to save for that rainy day? The best method is to trick your pocketbook. You can do this easily with auto savings accounts. Have you seen the latest ads … Continue reading →