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The Coupon Policy at Food 4 Less

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One way to lower your grocery bill is to use a lot of coupons. Unfortunately, those coupons will do you no good if they don’t adhere to the store’s coupon policy. It is always wise to review the coupon policy before you visit the store. Here are some important things to know about the coupon policy at Food 4 Less. Manufacturers Coupons * Food 4 Less accepts free product coupons (but not the ones that were printed from the internet). * They accept “Buy 1, Get 1 Free” (BOGO) coupons. * Coupons must have the phrase “Manufacturers Coupon” printed on … Continue reading →

Extreme Couponing

Last night, my husband and son were gone, so I took the opportunity to do what any woman finding herself alone in the house would do – I watched “Extreme Couponing.” I am both fascinated and appalled in some instances by this whole concept. I’ve always used coupons, if I have them for something I need. But, on last night’s episode, there was a single mother of two who couldn’t work. She and the kids were living at her parent’s house. Since she couldn’t work (I don’t think she ever gave the reason why), she used her extreme couponing acumen … Continue reading →

Ways to Get Around the Coupon Crackdown

Hey frugalistas! Clear your calendars or set your DVRs this week because a new season of “Extreme Couponing” premieres in just three days. According to TLC’s website, the second season of the uber-popular savings spree show gets underway on September 28th. The network is planning to broadcast 12 new episodes featuring 24 super savvy couponers who can turn trash into cash like no one else on Earth. In true reality TV fashion, TLC is hyping the big premiere by announcing that the new shows will show amateur copouners like me how to ring up bigger savings, not only at the … Continue reading →

Coupon Crackdown

All good things must come to an end. It’s a sad, but true fact of life that is now affecting the world of extreme couponing. Thanks a lot extreme couponers… and TLC for making their lives into a reality TV show seen by millions of penny-pinching viewers. Week after week inspiring expert couponers tune into “Extreme Couponing,” which profiles extremely frugal individuals making a killing at stores that allow them to double or triple their coupons. I watch the show quite frequently and bemoaned the fact that stores in my area are no where near as generous with their coupon … Continue reading →

Long-Term Savings

Giving up your Starbucks fix for a couple of days at a time or cutting coupons every once in a while can help you save a few bucks, but if you are looking to save cash long-term, you need to modify your lifestyle. The following are changes that can be made over time to significantly reduce the amount of money that is extracted from your household budget each year: Energy efficiency: You can save significant amount money by being energy efficient at home. Switch to energy-efficient appliances and lighting. In addition, make sure your home is properly insulated and that … Continue reading →

More Stress-Free Savings

Not for nothing, but I just can’t see making my own laundry detergent for the rest of my life, regardless of how much money it could potentially save me. This is not to say that I look down on those who do. In fact, I admire individuals who possess the wherewithal to combine different ingredients and magically mix-up a concoction that actually gets clothes clean. What’s more, I am not above finding alternative ways to sanitize my home without breaking the bank. For example, rather than use Clorox to disinfect my kitchen sink and counters, I use vinegar, water and … Continue reading →

Free: The Best Way to Save

Sales and discounts are great, but you can’t get better than free. If you are looking for ways to save money on everything from home goods to baked goods, clothing to cake, then milk your birthday for all it’s worth. The following retailers offer amazing birthday freebies: Baskin-Robbins: Free 2.5 oz. scoop of ice cream, if you join their birthday club. Cold Stone Creamery: Free ice cream, for birthday club members. Caribou Coffee: Free birthday beverage if you registered with their loyalty club. Chili’s: Free dessert with purchase of an entree. IHOP: Sign up for email alerts and you will … Continue reading →

Spending Money You Don’t Have

My dad despises credit cards. He always says that using a credit card is spending money you don’t have. In essence, a credit card is a type of loan, which can carry an extremely high interest rate if you are not careful. One of the ways you can keep your credit card balances from ruining your financial future is to examine the reason you use them. For example, if you regularly whip out a credit card to make purchases whenever you see something you really, really want, but really, really don’t have the money for, then you might be an … Continue reading →

A Little Saving Can Go a Long Way

Most people can’t afford to place 20 to 25 percent of their paychecks into a high interest savings account like money experts suggest. However, there are a slew of other ways you can help your financial situation. The following simple ideas can add up to big savings over time if you are consistent about executing them: Food: You can save money on produce by planting a garden with items you and your family eat on a regular basis. If you have a hearty harvest, you can also trade fruits and vegetables with neighbors. Clothing: Stretch your dollar by repairing worn … Continue reading →

Don’t Pay Full Rate, Negotiate

If you are anything like me, for much of my life I thought that if you were going to buy something and there is a price listed on the item then that was the price that you had to pay. When I started working in the hospitality industry a few years ago, I realized that the listed price is not always what every customer pays. As part of my job working at the front desk of a nice country inn, I was given the authority to bargain with people that came in off of the road looking for a room … Continue reading →