Search Results for: blog college students and the card act

Don’t Forget the College Spending Money

Once you get through paying for tuition, text books, room and board, supplies and activity fees, there is one more expense you have to count in–the monthly spending money that your college kids will need. Most college websites are very helpful with suggestions of how much money your student will need, with suggestions averaging $200-$300 a month, minimum, to cover expenses from laundry to shampoo to late night pizza runs. While these suggestions are helpful, the real amount is going to depend on your student, where he or she goes to school and what kind of lifestyle he or she … Continue reading →

Freebies from JC Penney, Waffle House, American Apparel, and More!

People who are frugal become experts at finding a deal. Finding a good freebie is always a treat! If you know where to look, you can find a whole bunch of freebies on a variety of things. This time, I found freebies on haircuts, music, coffee, and more! JC Penney is offering free haircuts for kids every Sunday, starting on November 4, 2012. It seems that this is in the hopes of bringing more customers into the JC Penney store, and also to help families to fit a haircut into their budget. You should probably call ahead and make an … Continue reading →

Back-to-School Debit Cards

Back-to-school is infiltrating every aspect of my finances, from my wallet to my bank statements. My latest statement included a brochure on debit cards for college co-eds. Apparently, my bank offers a special card program designed specifically for students who are leaving the nest this fall. In the case of my bank, parents must open and maintain the accounts, though their college-bound students can access the funds via a bank-issued Visa or MasterCard debit card. Moms and dads can then track their kid’s spending throughout the academic year. Bank cards are just one of dozens of options parents have if … Continue reading →

Calling All Motivated Teens And College Students

The world of entrepreneurship is not restricted to adult-only access. In fact, if you are an entrepreneur, your teenager or college student may be inspired by what you have accomplished and may want to start his or her own business as an alternative to finding a summer job working for someone else. Even if you are not an entrepreneur yourself, your teenager or college student may be motivated to start his or her own business. Here are a few tips and ideas to help them along. If you are looking into starting your own business as an alternative to working … Continue reading →

College Students and the CARD Act

College students all across the nation are getting ready to head off to school, and start a new semester. However, students who are under the age of 21 might not be leaving home with a credit card in hand. This could be a good thing, or a big inconvenience, depending on your point of view. This is one of the effects of the CARD Act. The CARD Act is the Credit Card Accountability, Responsibility, and Disclosure Act, which was signed in 2009. This Act provided a series of protections for consumers, and prevented credit card companies from continuing to do … Continue reading →

The College Smell Test

When it comes to figuring out whether something is still okay to eat, college students typically turn to their noses. Much like their cavemen ancestors, they smell a food item and then determine if it is safe to eat. The only problem: 90 percent of the time their nose doesn’t know. Seriously, someone spent money proving this fact. A survey of more than 6,000 college students published in the Journal of the American Dietetic Association found that “young adults, particularly white men, engage in risky eating behaviors” by consuming undercooked animal products, which carry risks of illness. College students are … Continue reading →

Avoiding Classic College Weight Gain

If your child just started classes at the University of California-San Diego he or she has a better chance of avoiding the dreaded “Freshman Fifteen.” At least that’s what school administrators maintain. For the first time ever the popular college is pulling out all the stops to help students avoid packing on the pounds while on campus. The school recently unveiled its Weight Loss Solutions program–a new wellness, weight-management and counseling program designed to get freshman moving. The program addresses the problems most students face when entering college and living on their own for the first time in their lives. … Continue reading →

Your 18-Year-Old “Child” is Technically an Adult

In the United States, a person legally becomes an adult when he or she reaches age 18. This might be a shock to parents whose 18-year-olds are finishing high school and living under their roof. Parents need to be aware of certain things that change the minute their “baby” turns 18. Your child will always be your “baby”, no matter how old they become. However, legally speaking, that “baby” turns into an adult on his or her 18th birthday. Parents need to prepare themselves to accept this fact. An adult is not legally obligated to check in with his or … Continue reading →

How to Save Money on School Supplies

Tis the season for back to school supplies. Parents everywhere are facing this time with a mixture of joy and dread. The summer will soon be over, and how on earth will they pay for all of the stuff that there kids need? If they are smart, budget-conscious consumers, they may try using the following strategies to bring the cost of needed school supplies down to just pennies on the dollar. Shop Multiple Stores Retail stores are fighting hard to get your back to school dollar, but not all sales are created equal. That is why if you want to … Continue reading →

Five Ways to Get the Best Insurance Rates

Even in the worst of times, it usually does not make sense to cut back on insurance. You never know when a disaster might hit. Being properly insured can save you from disaster. When money is tight, it is better to reduce the cost of insurance rather than eliminate it. Try the following five ways to get the best insurance rates and reduce your cost. 1. Buy all of your policies in the same place Most insurers will give you discounts when you buy multiple policies with them and may even offer bundled plans. Start by insuring your cars and … Continue reading →