Search Results for: blog change how you feel about money

Why Your Pre-Teen Quit Playing Sports

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One way to encourage your child to get a healthy amount of exercise is to make it fun. Sports offer kids the ability to exercise while having fun, the chance to learn how to play as a team, and a good way to develop athletic skills. Despite these benefits, 70% of kids quit sports by the age of 13. Here are some reasons why that happens. It stopped being fun. Have you ever watched kindergartners play soccer against another team of kindergarteners? What happens is both adorable and amusing. They sit down when they get tired, and start playing with … Continue reading →

Your 18-Year-Old “Child” is Technically an Adult

In the United States, a person legally becomes an adult when he or she reaches age 18. This might be a shock to parents whose 18-year-olds are finishing high school and living under their roof. Parents need to be aware of certain things that change the minute their “baby” turns 18. Your child will always be your “baby”, no matter how old they become. However, legally speaking, that “baby” turns into an adult on his or her 18th birthday. Parents need to prepare themselves to accept this fact. An adult is not legally obligated to check in with his or … Continue reading →

Is it Ever Ok to Bribe your Kids?

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How do you get your children to do what you want them to? What do you do to encourage them to do certain things and to refrain from doing other things? Many parents have, at least sometimes, resorted to bribing their children. Is that necessarily a bad thing? Is it ever ok to bribe your kids? New findings reveal some interesting answers to these questions. First, it would be helpful to figure out what a bribe is (and what it isn’t). Author Ellen Perry points out that there is a continuum to be aware of. Motivation is one one end, … Continue reading →

Cheap Ways to Freshen Your Home for Spring

While the calendar is promising spring, here it still seems like winter. I can’t wait until I am able to open the windows and let the fresh air circulate through the house for hours. It is one free way to instantly freshen up our home. While the new catalogues that come in the mail are promising all sorts of ideas for freshening up a home and getting it ready for spring, I think I am going to stick with the free and the cheap. This way I can still have a nice fresh house, but can also save my money … Continue reading →

Less is More: How Not to Feel Deprived

Buying less not only means saving money, but it can also be freeing in other ways. For ten years of my life I gave up coffee. This was mostly because of two factors. My new (then) husband could not stand the smell of coffee brewing, and during those ten years, I was either pregnant or nursing or both, and choose to stay away from the caffeine. I didn’t actually miss coffee much after a little bit, and I could knock that expense out of our budget. I no longer felt I needed coffee, had desires for coffee or felt deprived … Continue reading →

Seven Ways to Save $1,000 for Your Emergency Fund

Dave Ramsey, financial guru who has helped so many families get out of debt, recommends that most of us start on the path to financial solvency by first saving up $1,000 toward an emergency fund. By having a solid emergency fund, we are less likely to go into debt, should the unexpected happen, such as the home furnace needing to be replaced, the car needing to be repaired, or the experience of a medical crisis. Saving that $1,000 is the first step of Ramsey’s overall get-out-of-debt plan. How can you save that much when there doesn’t seem to be any … Continue reading →

Save Money by Planning Ahead

Dear overachiever mom who attached stuffed animals to the Valentine’s Day cards your kid passed out at school last week:  I don’t hate you.  Never mind, that all my 8-year-old Scotch-taped to her Snoopy Love Day cards were small packages of Skittles.  Not six-inch plush puppies.  I’m sure you never intended to make the rest of us parents feel like inadequate, uninspired, cheap losers. Listen, I considered flexing my creative muscle and having my kid attach snack-sized bags of peanuts to the cards.  Get it?  Snoopy, Charlie Brown, Lucy… the Peanuts gang?  Of course, sending nuts to school in this … Continue reading →

Light Your Home for Less: 4 Ways to Save

The lighting of your home is so important. The proper lighting schema can make tasks easier to do, create a mood, highlight artwork and the wonderful features of your home, and keep your home warm and inviting on even the darkest days. New strides in technology has made it easier than ever to save money on lighting costs, but to really save, you’ll need to employ a little knowledge, too, or you may actually spend more money in your quest to save money. Here are four ways that you can light your home for less. 1. Off or On? Many … Continue reading →

Learning Marriage from Your Parents

I was raised with somewhat progressive views on marriage.  It feels strange to even be typing that, and it’s certainly nothing I ever thought growing up.  I know that on the overall spectrum of views on marriage, the ideals with which I was raised would only be in the middle, and probably closer to the conservative side of the middle.  But it’s still so surprising to me how many people aren’t even that far. I’ve already shared my story about my college roommate.   The reason she and her boyfriend didn’t talk for years about division of labor in the household, … Continue reading →

Five Signs that You Are Living Beyond Your Means

You could be living beyond your means and not realize it. Why is this a problem? Well, when we live beyond our means, we can quickly run up debt. This debt can snowball until it becomes hard to manage, a real crisis. That is why it is so important to recognize the early warning signs and make the changes that are necessary to get your finances back on track. Sometimes it seems as though you are supporting your lifestyle and don’t have a problem paying for anything. After all, your credit cards aren’t being turned down at the store, and … Continue reading →