Recent Money Blog | Budget Strategies PostsOne Category a Monthby Miriam Caldwell22 Aug 2007 08:46 PMWhen it comes to your budget, there is almost always room for improvement. If you are just starting out then you may have several areas to work on. If you have been budgeting for a few years you may find that you are starting to become slack in a few areas. How to Budget with a Fluctuating Incomeby Debbie Vasen17 Aug 2007 10:19 PMMany families have to deal with an income that changes each month. Whether mom works a seasonal job for extra money, dad is paid on commission, or they both run a business where employee payroll is doled out first, there are many situations where a family's income is different each month. Financial Prioritiesby Miriam Caldwell15 Aug 2007 08:58 PMHave you sat down and decided what your financial priorities are? If you have never clearly stated what these priorities are you should find these steps enlightening. Completing the following five steps will help you have a stronger sense of what you want to accomplish with your money. Do You Live in an Economically Depressed Area?by Miriam Caldwell10 Aug 2007 09:42 PMIt can be difficult to live in an economically depressed area for many reasons. If you own your home, it can also be difficult to leave the area. It is difficult to watch the place you live struggle. The situation only becomes worse as people move away. Cutting Back Financiallyby Miriam Caldwell04 Aug 2007 06:15 PMOne of the main reasons that people do not to have a budget is because it means that you cut back on spending in certain areas. Monthly Money Goalsby Miriam Caldwell31 Jul 2007 07:53 PMOne great thing about budgeting is that you have the chance to start fresh each month. You may want to take time at the beginning of each month to choose one or two specific areas to work on. This helps you to continually move forward instead of dwelling on past mistakes. Five Financial Minutes Each Dayby Miriam Caldwell27 Jun 2007 08:31 PMDo you feel like your finances are spiraling out of control? Is it difficult to find the time to balance your checkbook every month? Are bills late and important paperwork forgotten because you just feel so overwhelmed by what you should be doing? Are You Experiencing Budget Burnout?by Miriam Caldwell21 Jun 2007 07:37 PMIt is very easy to become burned out when it comes to budgeting. This problem magnifies when one spouse is a budgeter and the other is not. Are You Eating Up Your Budget?by Miriam Caldwell19 Jun 2007 08:27 PMIs eating eating up your budget? It is amazing how much food costs each month. When you take into consideration eating out, groceries and quick snacks at the convenience store the money can really add up quickly. Food is a necessary expense, but it is generally one that is easy to control. Transition From Two Incomes to Oneby Debbie Vasen16 Jun 2007 08:01 AMMost families with kids wish they could have more time together. One of the best ways to accomplish this is to reduce the time parents spend away from home at work. The problem with this scenario is money. Cutting back work time usually means cutting back income. Recent Blog Comments |
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