Search Results for: blog car payments

Should You Buy or Lease a Car?

When it comes to buying or leasing a car, there are advantages and disadvantages to each choice, but which option will save you the most money? Let us compare the two and explore the options. When you lease a car, you will usually have a lower down payment that when you purchase your car. If you don’t have a lot of cash flow, this can help you get into a car. Dealers will often limit the amount of a down payment that you need, in order to get the car off of the lot. That said, the lower your down … Continue reading →

Four Strategies that Will Reduce Car Costs

When you budget your auto-related and transportation costs, are you including everything? There is the cost of the car itself, the monthly loan or lease payment, plus insurance, maintenance costs, and gas of course. Here are four strategies that you can use, covering each of those areas, to lower these costs, from beginning to end. Saving on Car Payments If you are considering the purchase or lease of a new car, review your options carefully. This is where you can save the bulk of your money. Really think about saving up to purchase a car with cash, if you can. … Continue reading →

5 Steps to Getting Your Car Paid Off Early

Paying off your car loan early will save you hundreds of dollars in interest charges, eliminate a monthly expense, and increase your credit score as your rate of debt to income goes down. Plus, you’ll get a real sense of accomplishment knowing that your car is completely yours, free and clear. 1. First do your homework Review your loan paperwork before you start. Most car loans are simple interest loans. That is, the interest accrues during the life of the loan, so paying it off early will save you a lot of money. In a precomputed interest loan, on the … Continue reading →

Medicaid in Vermont is Called Green Mountain Care

Every state has a Medicaid program. Some states simply call it Medicaid, while others give it a friendlier name. In Vermont, the Medicaid program is called Green Mountain Care. Clearly, the name of the Medicaid program came from the state of Vermont’s nickname. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance for individuals and families who are low income and who cannot afford to purchase a health plan from a private insurance company. Medicaid is funded, in part, by the federal government. It is also funded by the government of … Continue reading →

BadgerCare Plus Covers Prenatal Services

The Medicaid programs in every state include coverage for the health care needs of women who are pregnant. In Wisconsin, the program is called BadgerCare Plus for Pregnant Women. Wisconsin also has a program that covers family planning services, and one that covers breast cancer treatment. Medicaid is a public, or government run, health insurance program. It is designed to cover individuals and families that are low-income and that cannot afford to purchase a health insurance plan from a private health insurance company. Medicaid is funded, in part, by the federal government. Medicaid is also funded by the government of … Continue reading →

Wyoming’s CHIP is Called Kid Care

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The portion of Medicaid that covers children is often called CHIP. It stands for Children’s Health Insurance Program. Individual states can add a name to this program, if they want to. In Wyoming, CHIP is also called Kid Care CHIP. Medicaid is a public, or government run, form of health insurance. It is designed to cover people who are low-income, and who cannot afford to purchase a health insurance plan from a private company. Often, Medicaid programs cover families, children, and adults who are pregnant, disabled, or over the age of 65. Every state has a portion of their Medicaid … Continue reading →

Wyoming’s Medicaid Program is Called Equality Care

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Wyoming, like all other states, has a Medicaid program. Some states simply refer to the program as Medicaid, and others attached a unique name to it. In Wyoming, the Medicaid program is called EqualityCare. Medicaid is a public, or government run, form of health insurance. It is designed to help people who are low-income, and who cannot afford to purchase a private health insurance plan, to find affordable health insurance coverage. In Wyoming, the Medicaid program is also called EqualityCare. It is administered through the Wyoming Department of Health. Their website says “Welcome to Medicaid”. Under that header, it says: … Continue reading →

Insurance Blog Week in Review – May 13 – 19, 2012

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Once a week, the Insurance Blog Week in Review gives you a brief description of all of the blogs that were posted in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here weekly. Did you miss something? Now is your chance to “ketchup”. Governor Christie Vetoes Insurance Exchange New Jersey Governor Chris Christie has vetoed a bill that would have set up an online marketplace for health insurance. He feels that it is too early to set up his state’s insurance exchange, and is waiting to see what the Supreme Court decides about … Continue reading →

Insurance Blog Week in Review – May 6 -12, 2012

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Once a week, the Insurance Blog Week in Review gives you a brief description about everything that hit the blog in the past seven days. There could be anywhere between twelve and fourteen different blogs appearing in that amount of time. What did you miss? Here is your chance to “ketchup”. Oregon has Insurance for Growers of Medical Marijuana It is similar to a crop insurance policy. This specialty type of insurance is to provide some protection for people who are growing marijuana that is going to be used for medical purposes. It provides some finances to help if the … Continue reading →

Medicaid Payments to Primary Care Doctors Will Rise

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Soon, another part of the regulations that are included in the Affordable Care Act will take affect. The new law will increase the amount of money that doctors get as reimbursements for treating patients who use Medicaid. The increase will take place starting in 2013, and continuing through 2014. There are many problems with the current health care system in the United States. The Affordable Care Act (ACA) is a series of health reform regulations that are designed to fix some of those problems. Some portions of the ACA have already taken effect, and more are intended to be implemented … Continue reading →