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Can Personal Finance be Fun?

Do you ever wonder why many of us are not overly enthusiastic about spending time working on our personal finances? It can be frustrating, to be sure, but there is more to it than that. It’s serious stuff, and it really is not all that fun. Or is it? It is possible that there are ways to make dealing with your personal finances a little less doom and gloom and a little more fun and games. Speaking of fun and games, now is a good time to remember that if your personal finances are managed well, you will certainly have … Continue reading →

Home Business Spotlight: Blogger

I would be remiss to look at various types of writing jobs and not address becoming a blogger. We may not think this can be a salary earner but you really can make money blogging. However at the same time we need to be realistic and understand that you won’t be able to retire early as a blogger. Most bloggers do it for free and do it for fun. We enjoy sharing with the rest of the world. This reminds me of one of my favorite movies, “Julie and Julia.” It’s the true story of a woman named Julie Powell … Continue reading →

An Easy Way To Simplify Your Business Finances

When you own and operate your own home-based business, it can be tempting to just place all of your earnings into your regular bank account and use that same account to make all of your personal and business purchases. If this is your current business accounting strategy, it may be time to rethink things a bit and consider giving your business its own checking and savings accounts. One major reason why it is important to have separate accounts for your business and personal funds is ease of record keeping. When you keep all of your money together, it can be … Continue reading →

Obsessive-Compulsive Personality Disorder (1)

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This personality disorder is not related to the similarly-named condition known as Obsessive-Compulsive Disorder. The latter disorder is one of the anxiety disorders while today’s article describes a more pervasive personality disorder. Links to the more commonly-known obsessive-compulsive disorder (OCD) are listed below. Terry is a typical sufferer of Obsessive-Compulsive Personality Disorder (OCPD). A gifted scholar, Terry has been doing post-graduate study at the same university at which he graduated over nine years ago. He has a set routine every morning, rising at the same time and completing a series of morning tasks such as reading the newspaper, taking a … Continue reading →

Balancing Finances and Family Time

While I think all parents strive to achieve a sense of balance between work and financial obligations and family life—I think the challenge can be even more acute for single parents. Our kids need us, but we also need to pay attention to our work and “fundraising” efforts too. We already feel the pressure to be providers and we also feel the pressure to be a great parent—how can we achieve balance and make sure we pay plenty of attention to both? Whoever said “Money isn’t everything” was probably not a single parent. The financial pressures of being a one … Continue reading →

Can You Really Handle The Risk? (And How to Minimize It)

I just want to state the obvious right up front–starting a small business is risky. Even a tiny, little, home-based business can be risky to one’s finances, personal life, and career. That said, many of us still want to do it more than just about anything. It can be helpful to evaluate whether or not we can really handle the risk associated with starting a home business and look at ways to minimize that risk, if possible. Starting a home based business can be risky in several ways–financially, it can mean letting go of a steady income and putting all … Continue reading →

The Marriage Blog Week in Review March 30th – April 7th

Where is our Marriage Blog Week in Review? Yes, we’ve been absent for a month, but here we are back and in full form – I hope. You can expect to see our Week in Reviews returning to their traditional Saturday spot. In the meanwhile, let’s do a quick rundown of the first week of April! Friday March 30th Sherry offers you some great ideas in her Four Fun Date Night Ideas and we can always use a good idea, so be sure to check that out. Sunday April 1st Did you know that a bi-partisan committee announced legislation that … Continue reading →

Frugal Ways to Entertain Your Kids this Summer

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Summer vacation is a time that most children excitedly look forward to. It is easy to see why. They get a whole lot of free time! Parents are going to need some frugal ideas for fun activities that will entertain their children. Here are a few ideas to try. Bubbles Little kids cannot get enough of bubbles! You can pick up small bottles of bubbles, complete with bubble wand, from a dollar store. Check the dollar racks at Target, too. Parents can sit down outdoors and blow bubbles that their toddlers will chase. Older kids can blow bubbles on their … Continue reading →

6 Steps to a Simple, Nonmaterialistic Life

Six easy steps you can take, starting today, to live a more simple and debt-free life  Live Below Your Means Did you know that the average American spends $1.25 for each dollar he or she actually earns? Scary isn’ it? We live in a culture where living above your means is so normal, so casual, that we don’t even realize it. Create a budget and aim to live below your means, not above. Value Usefulness Over Status The clothes we choose, the cars we drive, the homes we live in and the electronics we carry sometimes are often purchased for … Continue reading →

8 Things Kids Need to Know about Money

It is never too early to start teaching your children about money. While many parents shy away from discussing financial issues with their kids, this can be one of the biggest mistakes that they make. Instilling good habits and a basic understanding about how finances work can give your child an edge that will stay with him or her for a lifetime. 1. There is a difference between the things that you want and the things that you need. Wants versus needs can be a tough concept for kids to understand, but teaching them that real necessities must be met … Continue reading →