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Do You Need to Increase Your Income?

There may come a point when you have cut back all possible expenses, but you still do not have enough to make ends meet. This may be as a result of a job loss, some type of unexpected accident or injury. If this is the case you will need to find some new ways to generate income temporarily until you are able to find a better permanent solution. There are several options available to you. 1) You could get a second job, or a temporary job if you just lost yours. If you can work somewhere you can earn tips, … Continue reading →

Are You Having Too Much Withheld from Your Paycheck?

Are you looking for a way to have more money every month? Do you receive a large tax refund every year? Do you count on this money to make large purchases or to pay off debt? Or does this money go directly into savings? If you do receive a large refund each year, but you really struggle paying your day to day bills you can change the withholdings so that you do not receive a refund. Instead you will receive that money throughout the year, when you really need it. If you choose to do this you need to make … Continue reading →

Budget Strategies: Increasing Your Income

If you have sat down and written up a budget, and realize that your outgo is a lot more than your income, something needs to change. You can either cut the amount of money you are spending, or you can increase the amount of money you are making. You can also do a combination of the above. Here are four ways to increase your income. 1) You can get a second job. This may not be fun, but if you know it is temporary while you are trying to get out of debt, you may be able to do it. … Continue reading →

Financial Considerations with a Second Job

You may have decided to take on an extra job or you may be considering quitting your current position to stay at home with your children. These decisions will affect your quality of life and your ability to meet your financial obligations. It is important to consider these four aspects as you consider taking on more work or cutting back. 1) The biggest factor in this decision is determining whether or not you truly need the extra money. If you do you then the decision is pretty obvious. You may consider looking at areas that you can cut back your … Continue reading →